| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TKBH, INC3 Filed as: TKBH INC | 308 CORLEY MANOR CT LEXINGTON, SC 29072 | COMPANION LIFE | $16K | — | $16K | 7.79% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $8K | — | $8K | 3.89% |
| TKBH, INC3 Filed as: TKBH INC | 308 CORLEY MANOR CT LEXINGTON, SC 29072 | COMPANION LIFE | $4K | — | $4K | 11.44% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $2K | — | $2K | 5.72% |
| TKBH, INC3 Filed as: TKBH INC | 308 CORLEY MANOR CT LEXINGTON, SC 29072 | COMPANION LIFE | $3K | — | $3K | 7.79% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $1K | — | $1K | 3.89% |
| TKBH, INC3 Filed as: TKBH INC | 308 CORLEY MANOR CT LEXINGTON, SC 29072 | COMPANION LIFE | $2K | — | $2K | 9.73% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $1K | — | $1K | 4.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 461 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 461 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | COMPANION LIFE | 341 | $235K |
| Vision(2 contracts) | COMPANION LIFE | 173 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.