| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AP BENEFIT ADVISIORS LLC3 | 772 LITITZ PIKE LITITZ, PA 17543 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $163 | $1K | 11.32% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT. PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $619 | $619 | 5.00% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 N PARK DRIVE SUITE 200 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $163 | $163 | 1.32% |
| AP BENEFIT ADVISIORS LLC3 | 772 LITITZ PIKE LITITZ, PA 17543 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT. PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $560 | $560 | 5.00% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 HUNT VALLEY, MD 210301827 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $398 | $398 | 3.56% |
| AP BENEFIT ADVISIORS LLC3 | 772 LITITZ PIKE LITITZ, PA 17543 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT. PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $547 | $547 | 5.00% |
| AP BENEFIT ADVISIORS LLC3 | 772 LITITZ PIKE LITITZ, PA 17543 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT. PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $427 | $427 | 5.00% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 HUNT VALLEY, MD 210301827 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $103 | $103 | 1.20% |
| AP BENEFIT ADVISIORS LLC3 | 772 LITITZ PIKE LITITZ, PA 17543 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT. PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $353 | $353 | 5.00% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 HUNT VALLEY, MD 210301827 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $253 | $253 | 3.58% |
| AP BENEFIT ADVISIORS LLC3 | 772 LITITZ PIKE LITITZ, PA 17543 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $696 | — | $696 | 10.00% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT. PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $348 | $348 | 5.00% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 HUNT VALLEY, MD 210301827 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $80 | $80 | 1.15% |
| AP BENEFIT ADVISIORS LLC3 | 772 LITITZ PIKE LITITZ, PA 17543 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $483 | — | $483 | 10.00% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT. PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $242 | $242 | 5.01% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 HUNT VALLEY, MD 210301827 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $69 | $69 | 1.43% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT. PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $209 | $209 | $418 | 10.00% |
| AP BENEFIT ADVISIORS LLC3 | 772 LITITZ PIKE LITITZ, PA 17543 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $209 | — | $209 | 5.00% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 HUNT VALLEY, MD 210301827 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $68 | $68 | 1.63% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULEVARD UNIT 300 MT. PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $138 | $138 | $276 | 10.03% |
| AP BENEFIT ADVISIORS LLC3 | 772 LITITZ PIKE LITITZ, PA 17543 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $138 | — | $138 | 5.01% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 HUNT VALLEY, MD 210301827 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $38 | $38 | 1.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 73 | $543K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 46 | $5K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 131 | $23K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 31 | $18K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 29 | $16K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 131 | $30K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.