| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN 16TH FLOOR DALLAS, TX 75231 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $7K | $7K | 1.95% |
| UMR, INC.3 | 11 SCOTT ST STE 100 WAUSAU, WI 54403 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $3K | $3K | 0.69% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT | 8144 WALNUT HILL LANE, 16TH FLOOR DALLAS, TX 75231 | COMPANION LIFE INSURANCE COMPANY | $30K | — | $30K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL 16TH FLOOR DALLAS, TX 75231 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.85% |
| CANDACE H SAMS3 | 1572 SANDPOINT DR ROSWELL, GA 30075 | CONTINENTAL AMERICAN INSURANCE COMPANY | $950 | — | $950 | 0.99% |
| MARK P ENSLEY3 | 6 WANDFLOWER CT SIMPSONVILLE, SC 29680 | CONTINENTAL AMERICAN INSURANCE COMPANY | $435 | — | $435 | 0.45% |
| JUSTIN M GUIDI3 | 555 N. PLEASANTBURG DR SUITE 200 GREENVILLE, SC 29607 | CONTINENTAL AMERICAN INSURANCE COMPANY | $258 | — | $258 | 0.27% |
| BISHOP INSURANCE, LLC3 | 113 HOMESTEAD DRIVE BOILING SPRINGS, SC 29316 | CONTINENTAL AMERICAN INSURANCE COMPANY | $169 | — | $169 | 0.18% |
| KRYSTAL L ELLISON3 | 826 N. ELM ST GREENSBORO, NC 27401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $160 | — | $160 | 0.17% |
| JEFFREY R HARDY3 | 6100 BLACK WILLOW DRIVE GREENSBORO, NC 27405 | CONTINENTAL AMERICAN INSURANCE COMPANY | $158 | — | $158 | 0.16% |
| PHILLIP HARRELL3 | 3257 SEREN LAKES WEST END, NC 27376 | CONTINENTAL AMERICAN INSURANCE COMPANY | $132 | — | $132 | 0.14% |
| KELLY LEBSACK3 Filed as: KELLY D LEBSACK | 3300 BATTLEGROUND AVE. #206 GREENSBORO, NC 27410 | CONTINENTAL AMERICAN INSURANCE COMPANY | $124 | — | $124 | 0.13% |
| JOSEPH B NEYLAND3 | 3985 MANOR HOUSE DRIVE MARIETTA, GA 30062 | CONTINENTAL AMERICAN INSURANCE COMPANY | $124 | — | $124 | 0.13% |
| ROBERT HESLEP3 Filed as: ROBERT L HESLEP | 6680 RIVER ISLAND CIRCLE BUFORD, GA 30518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $123 | — | $123 | 0.13% |
| LYNN WARDLAW3 | 187 SOUTH CULVER ST LAWRENCEVILLE, GA 30046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $118 | — | $118 | 0.12% |
| ALISON HLUCHOTA3 | 10 MEADOW RESERVE PL SIMPSONVILLE, SC 29681 | CONTINENTAL AMERICAN INSURANCE COMPANY | $114 | — | $114 | 0.12% |
| KATHRYN T WHITE3 | 12 EL PASO DRIVE GREENVILLE, SC 29617 | CONTINENTAL AMERICAN INSURANCE COMPANY | $113 | — | $113 | 0.12% |
| KAREN H SMITH3 | 1550 FALLEN LEAF DRIVE MARIETTA, GA 30064 | CONTINENTAL AMERICAN INSURANCE COMPANY | $104 | — | $104 | 0.11% |
| LINDA M MCNAIR3 | 764 JODY RD CARTHAGE, NC 28327 | CONTINENTAL AMERICAN INSURANCE COMPANY | $102 | — | $102 | 0.11% |
| HEATHER LAWSON3 | 555 N. PLEASANTBURG DR STE 200 GREENVILLE, SC 29607 | CONTINENTAL AMERICAN INSURANCE COMPANY | $87 | — | $87 | 0.09% |
| EDWARD BATOR JR3 | P O BOX 5018 PINEHURST, NC 28374 | CONTINENTAL AMERICAN INSURANCE COMPANY | $80 | — | $80 | 0.08% |
| MICHAEL B PETERS3 | 3385 SHOAL CREEK ROAD MONROE, GA 30656 | CONTINENTAL AMERICAN INSURANCE COMPANY | $77 | — | $77 | 0.08% |
| THELMA BELL3 | 3937 QUARTER TRAIL W. COLUMBIA, SC 29172 | CONTINENTAL AMERICAN INSURANCE COMPANY | $75 | — | $75 | 0.08% |
| ALLISON D SHERIFF3 | 124 GRACE DR EASLEY, SC 29640 | CONTINENTAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | 0.08% |
| AUDREY J SHRIVE3 | 7057 APPLETREE LOOP COLORADO SPRINGS, CO 80925 | CONTINENTAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | 0.08% |
| THOMAS E HATCHER JR3 Filed as: THOMAS E HATCHER | 1588 BAY TREE DRIVE HARRELLS, NC 28444 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 0.07% |
| KATHERINE L SIMOS3 | 3309 CLARICE AVE PFAFFTOWN, NC 27040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $61 | — | $61 | 0.06% |
| ERDWIN A KRAUSE3 | 3869 WINTERGREEN CT MARIETTA, GA 30062 | CONTINENTAL AMERICAN INSURANCE COMPANY | $59 | — | $59 | 0.06% |
| ALFRED E DEVINE3 | 324 DEVINE WAY SILER CITY, NC 27344 | CONTINENTAL AMERICAN INSURANCE COMPANY | $58 | — | $58 | 0.06% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN W LUCAS | 6250 BROWNS BRIDGE ROAD CUMMING, GA 30041 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56 | — | $56 | 0.06% |
| JONI DANIELS3 | 1931 SHARON RD WOODRUFF, SC 29388 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56 | — | $56 | 0.06% |
| WILLIAM M WARDLAW JR3 | 187 S CULVER ST LAWRENCEVILLE, GA 30046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 0.06% |
| STEPHANIE MCINTOSH ARD, LLC.3 | 372 SPAMM RD. SALTER, SC 29590 | CONTINENTAL AMERICAN INSURANCE COMPANY | $51 | — | $51 | 0.05% |
| DUSTIN ROBERT JOHNSON3 Filed as: DUSTIN R JOHNSON | 50 HURT PLAZA SE SUITE 995 ATLANTA, GA 30306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $50 | — | $50 | 0.05% |
| ALICIA CLIFTON3 | 3915 HUNTING RIDGE DRIVE LILBURN, GA 30047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.05% |
| JAMES MASON FORD III3 Filed as: JAMES M FORD | 1444 OLDENBURG DRIVE MT. PLEASANT, SC 29429 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47 | — | $47 | 0.05% |
| PAULA J FAMBROUGH3 | 1201 MAIN STREET SUITE 2300 COLUMBIA, SC 29201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47 | — | $47 | 0.05% |
| FRAN C HARGARTEN III3 | 1140 MOSSY ROCK ROAD NW KENNESAW, GA 30152 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.05% |
| KIRSTEN FRYER3 | 106 SALEM RD LADSON, SC 29456 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.05% |
| ROGER HUGH JONES3 Filed as: ROGER H JONES | 2158 CUMBERLAND PKWY SE APT 72 ATLANTA, GA 30339 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.05% |
| DAVID C BERRY3 | 2545 HEATHWAY DR FLORENCE, SC 29501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.05% |
| JUDITH A POTWORA3 | 7 BIRCHSTONE COURT SIMPSONVILLE, SC 29681 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.05% |
| MUNCIE ALAN RUSSELL3 Filed as: MUNCIE A RUSSELL | 1829 SENATE ST APT 8D COLUMBIA, SC 29201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | 0.04% |
| HEATHER BUTNER3 | 2540 POLO RD WINSTON SALEM, NC 27106 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.04% |
| REBECCA K BENTON3 | 207 TWIN FALLS DRIVE SIMPSONVILLE, SC 29680 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.04% |
| PATRICIA R ALDAPE3 | 5540 CREEKRIDGE DR ARLINGTON, TX 76018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.04% |
| DONNA L MATTHEWS3 | 1151 CAMDEN AVE ROCK HILL, SC 29732 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | 0.04% |
| JUSTIN F GRIESINGER3 | 814 WAXHAW CREEK RD WAXHAW, NC 28173 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.03% |
| V C SMITH LLC3 | 6420 FALL BRANCH DRIVE COLUMBUS, GA 31904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.03% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.03% |
| JOHN P KOWN II3 | 1275 SHILOH ROAD SUITE 2260 KENNESAW, GA 30144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.03% |
| JOSEPH BERNABEI3 | 12268 ELDON DRIVE LARGO, FL 33774 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.03% |
| STEPHEN I BURGESS3 | 220 RAVEN CLIFF ROAD CLEVELAND, SC 29635 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.03% |
| STEPHEN P SHRIVE3 | 7057 APPLETREE LOOP COLORADO SPRINGS, CO 80925 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.02% |
| ANDREW ARTHUR INC3 | 103 CHASE ST. SUITE C FLORENCE, SC 29501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.02% |
| TERESA L SELLS3 Filed as: TERESA SELLS | PO BOX 84 WEST JEFFERSON, NC 28694 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.02% |
| MICHAEL PORTER & ASSOC LLC3 | 12100 SINGLETREE LANE SUITE 169 EDEN PRAIRIE, MN 55344 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.02% |
| ALH BENEFITS LLC3 | 2518 PRIVATE LEFLER DR JOHNS ISLAND, SC 29455 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.02% |
| BRANDON S FLEMING3 | 103 WEST RIDGE DRIVE TRAVELERS REST, SC 29690 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.02% |
| KRISTIN SWISHER-MCFADDEN3 Filed as: KRISTIN G SWISHER | 4975 LA CROSS RD STE 201 N. CHARLESTON, SC 29406 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.02% |
| KAREN H SMITH3 | 145 CHURCH ST NE STE 200 MARIETTA, GA 30060 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| RONALD L HUGGINS JR3 | 5204 WOLF RUN DR COLUMBUS, OH 43230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| JONATHAN P DUNN3 | 505 N CHURCH STREET CHARLOTTE, NC 28202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| JERDIE R CROSSLAND3 | 8601 TURNPIKE DR WESTMINISTER, CO 80031 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| TRACI R BATTEN3 Filed as: TRACI R PETERS | 4110 SOUTHPOINT BLVD STE 210 JACKSONVILLE, FL 32216 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| RONALD J STEIN3 | 14966 ROBBINS ROAD JOHNSTOWN, OH 43031 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| KATHERINE ANDERSON3 Filed as: KATHERINE S KEAST-ANDERSON | 2050 EAST 101ST COURT THORNTON, CO 80239 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| LISA M HALL3 | 2542 E SUNDOWN DR COEUR DALENE, ID 83815 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY L | 301 COMMERCE ST STE 2201 FORT WORTH, TX 76102 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | $2K | $11K | 17.47% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN FL 16 DALLAS, TX 752314388 | AMERITAS LIFE INSURANCE CORP. | $5K | $2K | $7K | 13.03% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY L | 301 COMMERCE ST STE 2201 FORT WORTH, TX 76102 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $973 | $6K | 17.76% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY L | 301 COMMERCE ST STE 2201 FORT WORTH, TX 76102 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $873 | $166 | $1K | 17.85% |
| MACE, PETER, J3 | 5775 E GLENRIDGE DR STE 500 ATLANTA, GA 30328 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $134 | — | $134 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 742 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 747 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMPANION LIFE INSURANCE COMPANY | 298 | $304K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 1,174 | $51K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 653 | $35K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 173 | $64K |
| Stop-loss / reinsurancereinsurance(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 242 | $775K |
| Other(3 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 746 | $103K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.