| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | BLUE CROSS BLUE SHIELD HC PLAN OF GEORGIA | $17K | — | $17K | 1.97% |
| IRONWOOD BENEFITS ADVISORY SERVICES3 Filed as: IRONWOOD BENEFITS ADVISORY | 4401 NORTHSIDE PARKWAY ATLANTA, GA 30327 | BLUE CROSS BLUE SHIELD HC PLAN OF GEORGIA | $5K | — | $5K | 0.52% |
| IRONWOOD BENEFITS ADVISORY SERVICES3 Filed as: IRONWOOD BENEFITS ADVISORY | 4401 NORTHSIDE PARKWAY ATLANTA, GA 30327 | BLUE CROSS BLUE SHIELD HC PLAN OF GEORGIA | — | $1K | $1K | 0.12% |
| IRONWOOD BENEFITS ADVISORY SERVICES3 Filed as: IRONWOOD BENEFITS ADVISORY | 4401 NORTHSIDE PARKWAY ATLANTA, GA 30327 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | — | $12K | 10.00% |
| IRONWOOD BENEFITS ADVISORY SERVICES3 Filed as: IRONWOOD BENEFITS ADVISORY | 4401 NORTHSIDE PARKWAY ATLANTA, GA 30327 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 3.18% |
| IRONWOOD BENEFITS ADVISORY SERVICES3 Filed as: IRONWOOD BENEFITS ADVISORY | 4401 NORTHSIDE PARKWAY ATLANTA, GA 30327 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 3.52% |
| IRONWOOD BENEFITS ADVISORY SERVICES3 Filed as: IRONWOOD BENEFITS ADVISORY | 4401 NORTHSIDE PARKWAY ATLANTA, GA 30327 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 5.00% |
| IRONWOOD BENEFITS ADVISORY SERVICES3 Filed as: IRONWOOD BENEFITS ADVISORY | 4401 NORTHSIDE PARKWAY ATLANTA, GA 30327 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 3.39% |
| IRONWOOD BENEFITS ADVISORY SERVICES3 Filed as: IRONWOOD BENEFITS ADVISORY | 4401 NORTHSIDE PARKWAY ATLANTA, GA 30327 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $459 | — | $459 | 5.00% |
| IRONWOOD BENEFITS ADVISORY SERVICES3 Filed as: IRONWOOD BENEFITS ADVISORY | 4401 NORTHSIDE PARKWAY ATLANTA, GA 30327 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $325 | $325 | 3.54% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD HC PLAN OF G EIN 58-1638390 ADMINISTRATOR | Float revenue; Claims processing; Other services; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $400K |
| MARSH & MCLENNAN AGENCY LLC | Non-monetary compensation; Other commissions; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $68K |
| IRONWOOD BENEFITS ADVISORY SERVICES | Non-monetary compensation; Insurance agents and brokers; Insurance brokerage commissions and fees; Other commissions Service code 22 | — | $28K |
| INGENIORX, INC. EIN 82-3062245 PRESCRIPTIONS | Float revenue; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 327 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 327 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUE CROSS BLUE SHIELD HC PLAN OF GEORGIA | 327 | $873K |
| Vision | BLUE CROSS BLUE SHIELD HC PLAN OF GEORGIA | 327 | $873K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 395 | $131K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 290 | $94K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 395 | $101K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD HC PLAN OF GEORGIA | 327 | $873K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 395 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 395 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.