| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | PO BOX 198 GREER, SC 39652 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $73K | — | $73K | 4.08% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA LL | 218 TRADE ST SUITE G GREER, SC 29651 | SUN LIFE ASSURANCE COMPANY OF CANADA | $46K | — | $46K | 9.57% |
| PAUL STANLEY JR3 Filed as: PAUL J STANLEY | 5246 INTERNATIONAL BLVD STE 200B NORTH CHARLESTON, SC 29418 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | — | $11K | 2.27% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS | GENERAL AGENCY LLC 2000 CHAPEL VIEW RD, STE 240 CRANSTON, RI 02920 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 0.77% |
| CLJM LLC DBA HUNTLEIGH MCGEHEE3 Filed as: SMITH MCGEHEE LLC | 8112 MARYLAND AVE STE 400 CLAYTON, MO 63105 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 0.70% |
| NATIONAL ENROLLMENT PARTNERS LLC3 | 401 S MOUNT JULIET RD PMB #184 MOUNT JULIET, TN 37122 | SUN LIFE ASSURANCE COMPANY OF CANADA | $389 | — | $389 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 0 | $1.8M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 228 | $485K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 228 | $485K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 228 | $485K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 228 | $485K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 228 | $485K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 0 | $1.8M |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 228 | $485K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.