| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE, INC. | — | BLUECROSS AND BLUESHIELD OF SOUTH CAROLINA | $32K | — | $32K | 9.16% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | METLIFE | $21K | — | $21K | 11.41% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | — | METLIFE | $1K | — | $1K | 0.78% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE, INC. | — | UNITED OF OMAHA | $10K | $5K | $15K | 15.38% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $1K | $1K | 1.12% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE, INC. | — | UNITED OF OMAHA | $7K | $4K | $11K | 15.38% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $814 | $814 | 1.12% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE, INC. | — | UNITED OF OMAHA | $7K | $2K | $9K | 20.28% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $511 | $511 | 1.10% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $7K | $3K | $10K | 20.66% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $545 | $545 | 1.18% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE, INC. | — | HEALTHIEST YOU | $3K | — | $3K | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WEX EIN 06-1593514 TPA-FSA | Contract Administrator Service code 13 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 392 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 393 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS AND BLUESHIELD OF SOUTH CAROLINA | 282 | $376K |
| Dental | METLIFE | 358 | $181K |
| Vision | METLIFE | 358 | $181K |
| Life insurance(2 contracts) | UNITED OF OMAHA | 403 | $93K |
| Short-term disability | UNITED OF OMAHA | 313 | $99K |
| Long-term disability | UNITED OF OMAHA | 313 | $73K |
| Prescription drug | BLUECROSS AND BLUESHIELD OF SOUTH CAROLINA | 282 | $345K |
| Other(2 contracts) | UNITED OF OMAHA | 403 | $93K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 403 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.