| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND Filed as: THE HLB GROUP OF SC LLC | 218 TRADE STREET STE G GREER, SC 29651 | BLUE CROSS BLUE SHIELD SOUTH CAROLINA | $39K | — | $39K | 6.80% |
| HILB GROUP OF NEW ENGLAND Filed as: THE HILB GROUP OF SOUTH CAROLINA | 1758 SUNSET PRESERVE WAY PORT CHARLOTTE, FL 33953 | PROSPERITY LIFE GROUP | $6K | — | $6K | 15.00% |
| INTEGRATED WORKSITE SOLUTIONS LLC | 1758 SUNSET PRESERVE WAY PORT CHARLOTTE, FL 33953 | PROSPERITY LIFE GROUP | $466 | — | $466 | 1.10% |
| DANIEL MCNEIL | 1758 SUNSET PRESERVE WAY PORT CHARLOTTE, FL 33953 | PROSPERITY LIFE GROUP | $342 | — | $342 | 0.81% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 2131 MINISTRY DR IRMO, SC 29063 | UNITED OF OMAHA LIFE INSURANCE | $5K | $2K | $7K | 21.74% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 2131 MINISTRY DR IRMO, SC 29063 | UNITED OF OMAHA LIFE INSURANCE | $3K | $1K | $5K | 21.82% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 2131 MINISTRY DR IRMO, SC 29063 | UNITED OF OMAHA LIFE INSURANCE | $2K | $872 | $3K | 21.77% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 2131 MINISTRY DR IRMO, SC 29063 | UNITED OF OMAHA LIFE INSURANCE | $598 | $273 | $871 | 21.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 100 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 100 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD SOUTH CAROLINA | 81 | $571K |
| Vision | UNITED OF OMAHA LIFE INSURANCE | 100 | $4K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE | 68 | $31K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE | 71 | $13K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE | 71 | $21K |
| Prescription drug | BLUE CROSS BLUE SHIELD SOUTH CAROLINA | 81 | $571K |
| Other | PROSPERITY LIFE GROUP | 97 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 100 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.