| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REMEDY ADVISORS LLC3 Filed as: REMEDY ADVISORS, LLC | 4711 ALLISON CREEK ROAD YORK, SC 29745 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $30K | — | $30K | 4.03% |
| REMEDY ADVISORS LLC3 Filed as: REMEDY ADVISORS, LLC | 4711 ALLISON CREEK RD YORK, SC 29745 | SUN LIFE ASSURANCE COMPANY OF CANADA | $17K | — | $17K | 16.86% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $6K | $6K | 5.77% |
| REMEDY ADVISORS LLC3 Filed as: REMEDY ADVISORS, LLC | 4711 ALLISON CREEK ROAD YORK, SC 29745 | BLUE CROSS AND BLUE SHIELD OF SOUTH CAROLINA | $7K | — | $7K | 10.01% |
| MJ INSURANCE3 Filed as: VARIOUS AGENTS* | POST OFFICE BOX 1365 COLUMBIA, SC 29202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16K | $175 | $16K | 26.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 69 | $751K |
| Dental(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 141 | $167K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 141 | $98K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 141 | $160K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 141 | $98K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 141 | $98K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 69 | $751K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 141 | $160K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.