| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS | 2422 DEVINE STREET SUITE B COLUMBIA, SC 29205 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $65K | — | $65K | 4.16% |
| GRAEM M CLARK3 | 589 WINDMERE DR LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | $14K | $24K | 18.96% |
| SHEALY BENEFITS SERVICES INC3 | 215 HOGAN WAY LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11K | $7K | $18K | 14.28% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS | PO BOX 5672 COLUMBIA, SC 29250 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14K | $1K | $15K | 12.14% |
| TRAN B HUYEN-KEODARA3 | 115 BENDING OAK COURT LEXINGTON, SC 29073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $2K | $9K | 7.08% |
| ADVANCED BENEFIT SYSTEM INC3 | 1301 GERVAIS ST COLUMBIA, SC 29201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $5K | $8K | 6.77% |
| PAMELA E JONES3 | 55 SHORELINE DR COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $2K | $6K | 4.57% |
| EDWIN DURANT SPRADLEY3 | 1450 OLD SWAMP RD SWANSEA, SC 29160 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $229 | $4K | 3.62% |
| CAROLINA REGIONAL INSURANCE3 | PO BOX 8808 COLUMBIA, SC 29202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $253 | $2K | 1.89% |
| LAURA MCCLUNG PLYLER3 | 403 E MAIN STREET LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $227 | $2K | 1.75% |
| ROLANDO HIRAM DORTA3 | 3929 HAHNS LANE GREENSBORO, NC 27401 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $51 | $1K | 1.10% |
| KIMBERLY A ELSEY3 | 1 JAHUE CT IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $501 | $643 | $1K | 0.92% |
| RAMEY FESPERMAN3 | 7319 MATTHEWS MINT HILL RD MINT HILL, NC 28227 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $197 | $272 | $469 | 0.38% |
| KAY BARNES CRAPPS3 | 147 STERLING LAKE DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $72 | $4 | $76 | 0.06% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS | 2422 DEVINE ST STE B COLUMBIA, SC 29250 | DELTA DENTAL OF MISSOURI | $11K | — | $11K | 10.00% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS | 2422 DEVINE ST STE B COLUMBIA, SC 29250 | AMERICAN UNITED LIFE INSURANCE COMPANY | $12K | — | $12K | 11.16% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | 2422 DEVINE ST STE B COLUMBIA, SC 29205 | PHYSICIANS EYECARE PLAN | $3K | — | $3K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 334 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 334 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 334 | $1.6M |
| Dental | DELTA DENTAL OF MISSOURI | 438 | $108K |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 334 | $1.6M |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 334 | $107K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 334 | $107K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 334 | $107K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 334 | $1.6M |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 334 | $231K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 438 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.