| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH | 40 W BROAD STREET SUITE 210 GREENVILLE, SC 29601 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $368 | $4K | 10.90% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH I | 40 W BROAD STREET SUITE 210 GREENVILLE, SC 29601 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $251 | $251 | 0.83% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH | 40 W BROAD STREET SUITE 210 GREENVILLE, SC 29601 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $295 | $295 | 1.33% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH | 140 W BROAD STREET SUITE 210 GREENVILLE, SC 29601 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $76 | $1K | 13.96% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH | 140 W BROAD STREET SUITE 210 GREENVILLE, SC 29601 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $352 | $22 | $374 | 15.95% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH | 40 W BROAD STREET SUITE 210 GREENVILLE, SC 29601 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $126 | $10 | $136 | 13.98% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH | 140 W BROAD STREET SUITE 210 GREENVILLE, SC 29601 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | $362 | $9K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 367 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 373 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 236 | $8K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 205 | $22K |
| Long-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 191 | $71K |
| Other(4 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 236 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 236 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.