| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHAMPION BENEFITS3 | 1455 LINCOLN PARKWAY E SUITE 100 ATLANTA, GA 303462215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $54K | $12K | $67K | 18.42% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $11K | $11K | 3.00% |
| CHAMPION BENEFITS3 | 1455 LINCOLN PARKWAY E SUITE 100 ATLANTA, GA 303462215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $59K | $12K | $71K | 23.93% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK STE A BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $9K | $9K | 2.96% |
| CHAMPION BENEFITS3 | 1455 LINCOLN PARKWAY E SUITE 100 ATLANTA, GA 303462215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $21K | $6K | $27K | 19.38% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 2.92% |
| CHAMPION BENEFITS3 | 1455 LINCOLN PARKWAY E SUITE 100 ATLANTA, GA 30346 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $6K | $6K | 4.45% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 2.97% |
| GCG FINANCIAL LLC3 Filed as: CHAMPION BENEFITS, AN ALERA GROUP A | 1455 LINCOLN PARKWAY E SUITE 100 ATLANTA, GA 30346 | UNUM INSURANCE COMPANY | $14K | $1K | $15K | 14.24% |
| CHAMPION BENEFITS3 | 1455 LINCOLN PARKWAY E SUITE 100 ATLANTA, GA 30346 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | $5K | $19K | 19.54% |
| FMLASOURCE INC5 | 455 N CITYFRONT PLZ DR 13TH FLOOR CHICAGO, IL 60611 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $12K | $12K | 11.83% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 3.03% |
| GCG FINANCIAL LLC3 Filed as: CHAMPION BENEFTS, AN ALERA GR | 1455 LINCOLN PARKWAY STE 100 ATLANTA, GA 30346 | UNUM INSURANCE COMPANY | $17K | $1K | $18K | 21.59% |
| GCG FINANCIAL LLC3 Filed as: CHAMPION BENEFITS AN ALERA GROUP AG | 1455 LINCOLN PARKWAY E SUITE 100 ATLANTA, GA 303462215 | AMERITAS LIFE INSURANCE CORP. | $8K | — | $8K | 10.00% |
| GCG FINANCIAL LLC3 Filed as: CHAMPION BENEFITS AN ALERA GR | 1455 LINCOLN PARKWAY SUITE 100 ATLANTA, GA 30346 | UNUM INSURANCE COMPANY | $11K | $979 | $12K | 21.77% |
| CHAMPION BENEFITS3 | 1455 LINCOLN PARKWAY SUITE 100 ATLANTA, GA 30346 | COMBINED INSURANCE | $7K | — | $7K | 12.67% |
| AGM BENEFITS3 | 8550 UNITED PLAZA BOULEVARD STE 210 BATON ROUGE, LA 70809 | COMBINED INSURANCE | $5K | — | $5K | 8.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,102 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AMERITAS LIFE INSURANCE CORP. | 1,584 | $82K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,102 | $416K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 362 | $137K |
| Other(8 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,102 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,584 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.