| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PALMETTO INSURANCE GROUP LLC3 | PO BOX 61200 COLUMBIA, SC 29260 | PRINCIPAL LIFE INSURANCE COMPANY | — | $23K | $23K | 9.43% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BLVD UNIT 3 MT PLEASANT, SC 29464 | PRINCIPAL LIFE INSURANCE COMPANY | — | $6K | $6K | 2.49% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CENTER DR GREENSBORO, NC 27409 | PRINCIPAL LIFE INSURANCE COMPANY | — | $4K | $4K | 1.60% |
| THOMAS H PEACOCK3 | PO BOX 61200 COLUMBIA, SC 29260 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $12K | $12K | 10.13% |
| KIMBERLY ANN SHARPE3 | 1 JAHUE CT IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $4K | $4K | 3.67% |
| THE CLARK GROUP OF SC3 | 589 WINDMERE DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $4K | $4K | 3.06% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEMS INC | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $2K | $2K | 1.36% |
| DAVID C REID LLC3 | 566 LANHAM RD EDGEFIELD, SC 29824 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $1K | $1K | 1.23% |
| JULIANE D BERRY3 Filed as: JULIANE D. BERRY | 212 LAKESHIRE DRIVE LEXINGTON, SC 29073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $1K | $1K | 1.19% |
| JACLYN ERIKA TEMPLIN3 | 1408 FIRE TOWER RD PROSPERTY, SC 29127 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $1K | $1K | 1.07% |
| AMANDA K BERRY3 | 212 LAKESHIRE DRIVE LEXINGTON, SC 29073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $1K | $1K | 1.07% |
| ALICE RYAN STRIBLING3 | 511 KILBOURNE ROAD COLUMBIA, SC 29205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $1K | $1K | 1.00% |
| PATRICIA L CARON3 | PO BOX 456 TESUQUE, NM 87574 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $1K | $1K | 0.93% |
| TRAN B HUYEN-KEODARA3 | 499 STERLING BROOK DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $754 | $754 | 0.65% |
| WENDY O LANGSTON3 | 120 LONGWOOD PASS IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $574 | $574 | 0.50% |
| HENRY E CHAMBERS JR3 Filed as: HENRY EDWARD BISHOP | 3504 SAINT ANDREWS WAY AUGUSTA, GA 30907 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $419 | $419 | 0.36% |
| SHEALY BENEFITS SERVICES INC3 Filed as: SHEALY BENEFITS SERVICE INC | 215 HOGAN WAY LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $319 | $319 | 0.28% |
| JASON PAUL CAMPBELL3 | 1816 PIEDMONT HILLS PL CHARLOTTE, NC 28217 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $171 | $171 | 0.15% |
| PAMELA E JONES3 | 55 SHORELINE DR COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $163 | $163 | 0.14% |
| AARON LEE BOATRIGHT3 | 514 GRADY ST BLACKSHIRE, GA 31516 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $137 | $137 | 0.12% |
| CALEB S LAIRSEY3 | 7289 WILLIE BOWEN RD BLACKSHEAR, GA 31516 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $136 | $136 | 0.12% |
| THE GRAHAM COMPANY3 Filed as: GRAHAM TYRE | PO BOX 369 NICHOLLS, GA 31554 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $99 | $99 | 0.09% |
| JAMES M MAYFIELD3 | 1600 MURRAYWOOD CT COLUMBIA, SC 29212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $57 | $57 | 0.05% |
| GARY LYNN HALLAM3 | PO BOX 291721 COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $56 | $56 | 0.05% |
| BRYCE WILLIAM SMITH3 | 4212 AUDOBON PARK DR CHARLOTTE, NC 28217 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $52 | $52 | 0.05% |
| CAROLYN GROVER3 | 206 FOX CHAPEL DR IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $25 | $25 | 0.02% |
| EDWIN DURANT SPRADLEY3 | 302 CHESTNUT ST ST MATTHEWS, SC 29135 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $23 | $23 | 0.02% |
| SOUTHERN BENEFIT SYSTEMS3 | 207 S. MAIN STREET FOUNTAIN INN, SC 29644 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $17 | $17 | 0.01% |
| STEVEN P MOORE3 | 500 BEAR DR GREENVILLE, SC 29605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $8 | $8 | 0.01% |
| GRACE V NEAD3 | 1015 STATE PARK RD GREENVILLE, SC 29609 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $4 | $4 | 0.00% |
| JENNIFER ARRINGTON3 | 107 BELLVIEW DRIVE TAYLORS, SC 29687 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $3 | $3 | 0.00% |
| BROCKSTAR LLC3 | 2561 FALCON RIDGE DRIVE GRAYSON, GA 30017 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $1 | $1 | 0.00% |
| INSYNC BENEFITS INC3 | PO BOX 1474 CORNELIUS, SC 29229 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $1 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 338 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 338 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 338 | $247K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 338 | $247K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 338 | $247K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 338 | $247K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 338 | $247K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 162 | $115K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 338 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.