| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES | PO BOX 27149 GREENVILLE, SC 29616 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $41K | — | $41K | 1.33% |
| BB&T - BOYLE VAUGHAN3 Filed as: BB&T BOYLE VAUGHN | PO BOX 8628 COLUMBIA, SC 29202 | UNION SECURITY INSURANCE COMPANY | $24K | — | $24K | 13.66% |
| BB&T - BLUE RIDGE BURKE3 Filed as: BB&T BLUE RIDGE BURKE | PO BOX 168 WINSTON SALEM, NC 27102 | UNION SECURITY INSURANCE COMPANY | — | $8K | $8K | 4.67% |
| THE BENEFIT COMPANY INC5 Filed as: THE BENEFIT COMPANY | PO BOX 211486 COLUMBIA, SC 29221 | UNION SECURITY INSURANCE COMPANY | — | $7K | $7K | 4.00% |
| JEFFREY RAMSEY3 | 2901 CORPORATE CIRCLE SUITE 300 FLOWER MOUND, TX 78726 | STANDARD SECURITY LIFE INSURANCE CO. | $10K | — | $10K | 7.64% |
| FRINGE INSURANCE BENEFITS, INC. Filed as: FRINGE INSURANCE BENEFITS | 11910 ANDERSON MILL ROAD SUITE 401 AUSTIN, TX 78726 | STANDARD SECURITY LIFE INSURANCE CO. | $7K | — | $7K | 5.35% |
| PRAM | 11910 ANDERSON MILL ROAD SUITE 401 AUSTIN, TX 78726 | STANDARD SECURITY LIFE INSURANCE CO. | $2K | — | $2K | 1.18% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES | 3605 GLENWOOD AVENUE SUITE 201 RALEIGH, NC 27612 | DELTA DENTAL OF MISSOURI | $11K | — | $11K | 10.11% |
| THOMAS BIGBY3 | 1782 HUNGTINGTON DR CHARLESTON, SC 29407 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 2.91% |
| BB&T INSURANCE SERVICES, INC.3 | 414 GALLIMORE DAIRY RD GREENSBORO, SC 27409 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $997 | — | $997 | 2.58% |
| BENEFIT CONSULTANTS INC3 Filed as: BENEFIT CONSULTANTS LLC | 3402 FARMERS MARKETS DR CHARLESTON, SC 29414 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $214 | — | $214 | 0.55% |
| STEVEN P MOORE3 | 500 BEAR DR GREENVILLE, SC 29605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $175 | — | $175 | 0.45% |
| JENNIFER ARRINGTON3 | 107 BELLVIEW DR TAYLORS, SC 29687 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $162 | — | $162 | 0.42% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEM | 1301 GERVAIS ST COLUMBIA, SC 29201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $117 | $18 | $135 | 0.35% |
| GRAEM M CLARK3 Filed as: GRAEM CLARK | 589 WINDMERE DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | $9 | $54 | 0.14% |
| RHONDA M WISE3 | 122 STONEY CREEK LANE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $48 | $4 | $52 | 0.13% |
| TERRY J SILVERS3 Filed as: TERRY D GARRETT | 459 RUNNING FOX ROAD WEST COLUMBIA, SC 29223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | $6 | $41 | 0.11% |
| HEATHER L MULLENNAX3 | 263 RICHMOND FARM CIRCLE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | — | $39 | 0.10% |
| SHERRON HOPPER3 | 821 CRDAR BREAK COURT LEXINGTON, SC 29073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | — | $33 | 0.09% |
| THE ADAMSON GROUP INC3 | 344 SUMMERSET DR CHAPIN, SC 29036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.04% |
| JOSEPH GLENN EVANS3 | 4312 DIAMOND TERRACE WESTON, FL 33331 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.02% |
| SANDRA J RUNION | 104 SIR EDWARDS LANE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| STACIE EMERSON BARTLETT | 301 STONERIDGE DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| BRAD GRAYE GONDA3 | 141 HERTIAGELN COLUMBIA, SC 29223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| DIANNA CHAMBERS | 304 WOODBRIDGE WAY SIMPSONVILLE, SC 29681 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| ROBERT G DE MAILLY Filed as: ROBERT G DE MALLY | 522 CLEARVIEW DRIVE COLUMBIA, SC 29212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FAMILY SERVICES EIN 57-0324920 NONE | Insurance agents and brokers Service code 22 | 4925 LACROSS ROAD SUITE 215 NORTH CHARLESTON, SC 29406 | $30K |
| STEVEN C BUTLER, CPA EIN 75-2515634 NONE | Accounting (including auditing) Service code 10 | 2221 JUSTIN RD STE 119-PMB351 FLOWER MOUND, TX 75028 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 476 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 476 | $3.2M |
| Dental | DELTA DENTAL OF MISSOURI | 279 | $104K |
| Vision | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 476 | $3.1M |
| Life insurance(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 738 | $212K |
| Short-term disability(3 contracts, 3 carriers) | UNION SECURITY INSURANCE COMPANY | 738 | $344K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 738 | $173K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 476 | $3.2M |
| Other(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 738 | $212K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 738 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.