| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | POST OFFICE BOX 198 GREER, SC 29650 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $27K | — | $27K | 1.53% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP, INCORPORATED | 1612 MARION STREET, 4TH FLOOR COLUMBIA, SC 29201 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $18K | — | $18K | 1.04% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 218 TRADE STREET, STE G GREER, SC 296513446 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 10.30% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 601 UNION STREET, STE 3400 SEATTLE, WA 981011371 | METROPOLITAN LIFE INSURANCE COMPANY | $107 | — | $107 | 0.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 216 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 216 | $1.7M |
| Dental | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 216 | $1.7M |
| Vision | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 216 | $1.7M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 575 | $12K |
| Prescription drug | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 216 | $1.7M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 575 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 575 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.