| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 218 TRADE ST STE G GREER, SC 29651 | BCBS OF SOUTH CAROLINA-MEDICAL AND DRUG | $27K | — | $27K | 4.36% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SC | PO BOX 198 GREER, SC 29652 | GUARDIAN | — | $7K | $7K | 10.18% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SC | PO BOX 198 GREER, SC 29652 | GUARDIAN | $7K | — | $7K | 9.78% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 218 TRADE STREET STE G GREER, SC 29651 | MUTUAL OF OMAHA INSURANCE COMPANY-LIFE AND AD&D | $6K | — | $6K | 13.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 218 TRADE STREET STE G GREER, SC 29651 | MUTUAL OF OMAHA INSURANCE COMPANY-LIFE AND AD&D | — | $2K | $2K | 4.27% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 218 TRADE ST STE G GREER, SC 29651 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY-SHORT TERM DISABILITY | $2K | — | $2K | 13.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 218 TRADE ST STE G GREER, SC 29651 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY-SHORT TERM DISABILITY | — | $782 | $782 | 4.83% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 218 TRADE ST STE G GREER, SC 29651 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY-LONG TERM DISABILITY | $2K | — | $2K | 13.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 218 TRADE ST STE G GREER, SC 29651 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY-LONG TERM DISABILITY | — | $813 | $813 | 5.64% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 218 TRADE ST STE G GREER, SC 29651 | MUTUAL OF OMAHA-LIFE & AD&D | $394 | — | $394 | 12.99% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF SOUTH CAROLINA | 218 TRADE ST STE G GREER, SC 29651 | MUTUAL OF OMAHA-LIFE & AD&D | — | $169 | $169 | 5.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCBS OF SOUTH CAROLINA-MEDICAL AND DRUG | 97 | $616K |
| Life insurance(2 contracts, 2 carriers) | MUTUAL OF OMAHA INSURANCE COMPANY-LIFE AND AD&D | 204 | $47K |
| Short-term disability | MUTUAL OF OMAHA LIFE INSURANCE COMPANY-SHORT TERM DISABILITY | 45 | $16K |
| Long-term disability | MUTUAL OF OMAHA LIFE INSURANCE COMPANY-LONG TERM DISABILITY | 26 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 204 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.