| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID G ELLISON3 Filed as: DAVID G. ELLISON | 501 E. MCBEE AVENUE GREENVILLE, SC 29601 | NORTHWESTERN MUTUAL | $4K | $894 | $5K | 6.83% |
| JOHN D TYLER3 Filed as: JOHN B. TRIPOLI | 501 E. MCBEE AVENUE GREENVILLE, SC 29601 | NORTHWESTERN MUTUAL | $645 | $153 | $798 | 1.14% |
| RICHARD WORRELL LLC3 Filed as: RICHARD WORRELL, LLC | 6235 MORRISON BLVD. CHARLOTTE, NC 28211 | NORTHWESTERN MUTUAL | $573 | $50 | $623 | 0.89% |
| ROSENFELD EINSTEIN3 | A MARSH MCLENNAN AGENCY LLC CO. GREENVILLE, SC 29606 | DELTA DENTAL OF MISSOURI | $9K | $0 | $9K | 12.85% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 870 S PLEASANTBURG DRIVE GREENVILLE, SC 29607 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $259 | $2K | 12.01% |
| MARSH & MCLENNAN AGENCY LLC3 | 870 S PLEASANTBURG DR GREENVILLE, SC 29607 | VISION SERVICE PLAN | $772 | $0 | $772 | 7.27% |
| GROUP BENEFIT STRATEGIES LLC3 Filed as: GROUP BENEFIT STRATEGIES | 32 PARKWAY COMMONS WAY GREER, SC 29650 | THE STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 15.00% |
| GROUP BENEFIT STRATEGIES LLC3 Filed as: GROUP BENEFIT STRATEGIES, LLC | 32 PARKWAY COMMONS WAY GREER, SC 29650 | METROPOLITAN LIFE INSURANCE COMPANY | $216 | $0 | $216 | 18.31% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC. | 5110 N 40TH ST SUITE 234 PHOENIX, AZ 85018 | METROPOLITAN LIFE INSURANCE COMPANY | $72 | $4 | $76 | 6.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 124 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MISSOURI | 205 | $70K |
| Vision | VISION SERVICE PLAN | 58 | $11K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 121 | $13K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 4 | $1K |
| Long-term disability(2 contracts, 2 carriers) | NORTHWESTERN MUTUAL | 64 | $80K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 121 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 205 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.