| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOGAN & ASSOCIATES OF LOUISIANA,INC3 Filed as: LOGAN & ASSOCIATES | PO BOX 201 BOUTTE, LA 70039 | SKYWARD UNDERWRITERS AGENCY | $57K | — | $57K | 20.19% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SKYWARD UNDERWRITERS EIN 76-0165558 STOP LOSS INS CARRIER | Other fees Service code 99 | PO BOX 849998 DALLAS, TX 75284 | $284K |
| PALMETTO PROACTIVE HEALTHCARE EIN 27-1636007 DIRECT PRIMARY CARE | Other services; Direct payment from the plan Service code 49 | 3225-B REIDVILLE RD SPARTANBURG, SC 29301 | $117K |
| GROUP BENEFIT SERVICES EIN 43-1770779 THIRD PARTY ADMINISTRATOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Account maintenance fees; Recordkeeping fees Service code 12 | 3810 E. SUNSHINE ST, STE 200 SPRINGFIELD, MO 65809 | $59K |
| LOGAN & ASSOCIATES EIN 47-1255996 BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | PO BOX 201 BOUTTE, LA 70039 | $57K |
| THE PHIA GROUP EIN 04-3504115 PPO NETWORK | Direct payment from the plan; Other services Service code 49 | PO BOX 499 CANTON, MA 02021 | $37K |
| AETNA SIGNATURE ADMINISTRATORS EIN 06-6033492 PPO NETWORK | Direct payment from the plan; Other services Service code 49 | 29742 NETWORK PLACE CHICAGO, IL 60673 | $24K |
| DREXI EIN 46-4488538 PPO NETWORK | Direct payment from the plan; Other services Service code 49 | PO BOX 1203 COLUMBUS, GA 31902 | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SKYWARD UNDERWRITERS AGENCY | 136 | $284K |
| Dental | SKYWARD UNDERWRITERS AGENCY | 136 | $284K |
| Vision | SKYWARD UNDERWRITERS AGENCY | 136 | $284K |
| Prescription drug | SKYWARD UNDERWRITERS AGENCY | 136 | $284K |
| Stop-loss / reinsurancereinsurance | SKYWARD UNDERWRITERS AGENCY | 136 | $284K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 136 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.