See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 9 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 15 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PLANNED ADMINISTATORS EIN 57-0718839 TPA ADMINISTRATIVE FEES | Account maintenance fees; Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | 17 TECHNOLOGY CIRCLE SUITE E2AG COLUMBIA, SC 29203 | $49K |
| MARSH & MCLENNAN AGENCY EIN 36-1436000 BROKER/CONSULTANT FEES | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 870 S PLEASANTBURG DRIVE GREENVILLE, SC 29607 | $49K |
| FIRST STOP HEALTH EIN 45-1542956 MANAGED CARE PROGRAMS | Direct payment from the plan; Other services Service code 49 | — | $3K |
| BLUE CROSS BLUE SHIELD EIN 57-0287419 PPO & UTILIZATION REVIEW | Direct payment from the plan; Other services Service code 49 | — | $2K |
| FIRSTHEALTH EIN 20-1736437 PPO NETWORK FEES | Other services; Direct payment from the plan Service code 49 | — | $949 |
| WAGE WORKS, INC EIN 94-3351864 COBRA ADMINISTRATION | Other services; Direct payment from the plan Service code 49 | — | $290 |
| MEDCOST EIN 56-1999192 PPO NETWORK FEES | Direct payment from the plan; Other services Service code 49 | — | $96 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 188 | $47K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 188 | $9K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 118 | $6K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 73 | $45K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 118 | $25K |
| Stop-loss / reinsurancereinsurance | NATIONWIDE INSURANCE COMPANY | 0 | $348K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 64 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The final-filing indicator is set. The plan is winding down. Skip it for sales.