| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUFFMAN & ASSOCIATES, INC.3 Filed as: HUFFMAN & ASSOCIATES INC | PO BOX 8873 GREENVILLE, SC 29604 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $76K | $0 | $76K | 4.81% |
| HUFFMAN & ASSOCIATES, INC.3 Filed as: HUFFMAN & ASSOCIATES INC | PO BOX 8873 GREENVILLE, SC 29604 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $38K | $0 | $38K | 3.32% |
| HUFFMAN & ASSOCIATES, INC.3 Filed as: HUFFMAN & ASSOCIATES INC | PO BOX 8873 GREENVILLE, SC 29604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $15K | $0 | $15K | 3.39% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 870 S PLEASANTBURGH DR GREENVILLE, SC 29607 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | $0 | $7K | 1.61% |
| HUFFMAN & ASSOCIATES, INC.3 Filed as: HUFFMAN & ASSOCIATES INC | PO BOX 8873 GREENVILLE, SC 29604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | $0 | $9K | 3.33% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 870 S PLEASANTBURG DR GREENVILLE, SC 29607 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 1.67% |
| HUFFMAN & ASSOCIATES, INC.3 Filed as: HUFFMAN & ASSOCIATES INC | PO BOX 8873 GREENVILLE, SC 29604 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $813 | $0 | $813 | 3.34% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 870 S PLEASANTBURGH DR GREENVILLE, SC 29607 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $403 | $0 | $403 | 1.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,473 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,489 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3,442 | $1.6M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 3,109 | $1.1M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,109 | $439K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,109 | $261K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,109 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,442 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.