| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE, INC | 1901 ROXBOROUGH RD STE 300 CHARLOTTE, NC 282115588 | METROPOLITAN LIFE INSURANCE COMPANY | $45K | — | $45K | 9.87% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 2.42% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2 STE 125 AUSTIN, TX 787466446 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 0.82% |
| BENEFITS TECHNOLOGIES LLC3 | 1200 E TAFT AVE C/O BENTEC 10 SAPULPA, OK 740666032 | METROPOLITAN LIFE INSURANCE COMPANY | $118 | — | $118 | 0.03% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | — | $21K | 27.91% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH ROAD SUITE 300 CHARLOTTE, NC 28211 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 10.72% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 S CAPITAL OF TEXAS HWY BLDG 2, STE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $416 | — | $416 | 0.57% |
| BENEFITS TECHNOLOGIES LLC3 | 1200 E TAFT AVE C/O BENTEC 10 SAPULPA, OK 740666032 | METROPOLITAN LIFE INSURANCE COMPANY | $386 | — | $386 | 0.52% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | — | $17K | 29.69% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | 1901 ROXBOROUGH RD STE 300 CHARLOTTE, NC 28211 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 11.26% |
| BENEFITS TECHNOLOGIES LLC3 | 1200 E TAFT AVE C/O BENTEC 10 SAPULPA, OK 740666032 | METROPOLITAN LIFE INSURANCE COMPANY | $416 | — | $416 | 0.71% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2, STE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $355 | — | $355 | 0.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 342 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 69 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 414 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 18 | $132K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,065 | $459K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,065 | $459K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,065 | $459K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,065 | $459K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,065 | $459K |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,065 | $591K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,065 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.