| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SANDUSKY INC | P.O. BOX 1470 LEXINGTON, SC 29071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 5.98% |
| INS ASSOC OF THE SE INC Filed as: INS ASSC OF THE SOUTHEAST INC | P.O. BOX 11571 COLUMBIA, SC 29211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 2.03% |
| GRAEM M CLARK | 589 WINDMERE DR LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $487 | $345 | $832 | 1.00% |
| ADVANCED BENEFIT SYSTEM INC Filed as: ADVANCED BENEFITS SYSTEM INC | 1301 GERVAIS STREET COLUMBIA, SC 29201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $303 | $135 | $438 | 0.52% |
| THE ADAMSON GROUP INC | 344 SUMMERSET DRIVE CHAPIN, SC 29036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $255 | — | $255 | 0.31% |
| BENEFITS PLUS FINANCIAL SERVICES Filed as: BENEFITS PLUS OF COLUMBIA INC | 740 SHADOW MIST LANE COLUMBIA, SC 29210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $118 | — | $118 | 0.14% |
| KIMBERLY A ELSEY | 1 JAHUE CT IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | — | $64 | 0.08% |
| KAREN TOBIAS | 1366 DUNRAVEN DR MURFREESBORO, TN 37128 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | — | $32 | 0.04% |
| BENEFITS AT WORK LLC | 1300 PINEMONT DRIVE COLUMBIA, SC 29206 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.02% |
| MAYNARD BENEFITS GRP INC | P.O. BOX 9115 NORTH MYRTLE BEACH, SC 29582 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.02% |
| MICHAEL C WALKER Filed as: MICHAEL T LINEBAUGH | 1101 JAVELIN COURT COLUMBIA, SC 29212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| GLENDA MCCUE | P.O. BOX 917 LEBANON, TN 37088 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| INS ASSOC OF THE SE INC Filed as: INS ASSC OF THE SOUTHEAST INC | P.O. BOX 11571 COLUMBIA, SC 29211 | AMERITAS LIFE INSURANCE CORP | $4K | — | $4K | 7.00% |
| INS ASSOC OF THE SE INC3 Filed as: INS ASSC OF THE SOUTHEAST INC | P.O. BOX 11571 COLUMBIA, SC 29211 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 10.78% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 414 GALLIMORE DAIRY RD STE F GREENSBORO, NC 27409 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $87 | $1K | 8.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 268 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 268 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CHOICE HEALTH PLAN | 160 | $989K |
| Dental | AMERITAS LIFE INSURANCE CORP | 268 | $59K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 130 | $13K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 101 | $83K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 56 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 268 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.