| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, LLC | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | — | $11K | 9.79% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, LLC | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $16K | — | $16K | 16.64% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, LLC | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $17K | $3K | $20K | 21.50% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, LLC | 2950 W MARKET STREET AKRON, OH 44333 | STANDARD INSURANCE COMPANY | $2K | $334 | $2K | 3.34% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 CAPITAL OF TX HWY BLDG 2, STE 125 AUSTIN, TX 78746 | STANDARD INSURANCE COMPANY | — | $798 | $798 | 1.11% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, INC. | 26865 CENTER RIDGE ROAD WESTLAKE, OH 44145 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 15.89% |
| ROGERS BENEFIT GROUP INC3 Filed as: EMMERSON ROGERS, LLC | 1787 SENTRY PKWY W VEVA 16 SUITE 320 BLUE BELL, PA 19422 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 5.00% |
| HARMON DENNIS BRADSHAW INC3 Filed as: HARMON DENNIS BRADSHAW, INC. | 7115 HALCYON SUMMIT DR MONTGOMERY, AL 36117 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $480 | — | $480 | 0.94% |
| LIFETIME FINANCIAL GROWTH OF NY3 | P.O. BOX 14113 ROCHESTER, NY 14614 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $73 | — | $73 | 0.14% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, INC. | 26856 CENTER RIDGE RD WESTLAKE, OH 44145 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 8.30% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $820 | $3K | 7.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 11330 LAKEFIELD DR STE 100 JOHNS CREEK, GA 30097 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 2.47% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $388 | $388 | 0.80% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, LLC | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 17.84% |
| KYLE GLANTZ3 | 334 HOLLOW COVE RD CHAPIN, SC 29036 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 27.34% |
| RANDI R. BOEHM3 Filed as: RANDI RAE BOEHM | 243 WESTWOODS DR CHAPIN, SC 29036 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 7.17% |
| CATHERINE D JAMES3 | 4531 MEADOWOOD ROAD COLUMBIA, SC 29206 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 3.81% |
| MICHAEL WEAVER3 | 228 LEGENDS VILLAGE LOOP MYRTLE BEACH, SC 29579 | CONTINENTAL AMERICAN INSURANCE COMPANY | $355 | — | $355 | 1.03% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, INC. | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 7.11% |
| THE STONER ORGANIZATION1 | 700 CENTRAL AVE SUITE 300 ST PETERSBURG, FL 33701 | HUMANA INSURANCE COMPANY | $294 | — | $294 | 0.93% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, LLC | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 18.50% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, INC. | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $125 | $1K | 24.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 818 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 819 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CHOICE HELATH PLAN SOUTH CAROLINA | 437 | $4.4M |
| Dental(5 contracts, 5 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 282 | $307K |
| Vision(5 contracts, 5 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 282 | $319K |
| Life insurance(7 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 282 | $428K |
| Short-term disability(6 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 282 | $380K |
| Long-term disability(6 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 282 | $380K |
| Prescription drug | BLUE CHOICE HELATH PLAN SOUTH CAROLINA | 437 | $4.4M |
| Other(10 contracts, 6 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 282 | $553K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 437 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.