| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | PO BOX 198 GREER, SC 29652 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $54K | — | $54K | 4.44% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | PO BOX 198 GREER, SC 29652 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $17K | — | $17K | 13.91% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | PO BOX 198 GREER, SC 29652 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $4K | 14.44% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | PO BOX 198 GREER, SC 29652 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $939 | $3K | 14.44% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | PO BOX 198 GREER, SC 29652 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $694 | $3K | 19.58% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | PO BOX 198 GREER, SC 29652 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $656 | $2K | 14.96% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | PO BOX 198 GREER, SC 29652 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $542 | $2K | 14.51% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | PO BOX 198 GREER, SC 29652 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $901 | $374 | $1K | 14.15% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | PO BOX 198 GREER, SC 29652 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $299 | $1K | 19.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 155 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 129 | $1.2M |
| Dental | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 138 | $120K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 93 | $9K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 151 | $28K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 152 | $25K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 151 | $21K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 129 | $1.2M |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 151 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 152 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.