| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GROUP BENEFIT STRATEGIES LLC3 | 32 PARKWAY COMMONS WAY GREER, SC 296505213 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $43K | — | $43K | 7.75% |
| GROUP BENEFIT STRATEGIES LLC3 | 32 PARKWAY COMMONS WAY GREER, SC 29650 | DELTA DENTAL OF MISSOURI | $6K | — | $6K | 9.46% |
| GROUP BENEFIT STRATEGIES LLC3 Filed as: GROUP BENEFIT STRATEGIES, LLC | 32 PARKWAY COMMONS WAY GREER, SC 29650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 12.00% |
| GROUP BENEFIT STRATEGIES LLC3 Filed as: GROUP BENEFIT STRATEGIES, LLC | 32 PARKWAY COMMONS WAY GREER, SC 29650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 17.00% |
| GROUP BENEFIT STRATEGIES LLC3 Filed as: GROUP BENEFIT STRATEGIES, LLC | 32 PARKWAY COMMONS WAY GREER, SC 296505213 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 9.00% |
| GROUP BENEFIT STRATEGIES LLC3 Filed as: GROUP BENEFIT STRATEGIES, LLC | 32 PARKWAY COMMONS WAY GREER, SC 29650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 9.00% |
| GROUP BENEFIT STRATEGIES LLC3 | 32 PARKWAY COMMONS WAY GREER, SC 29650 | DELTA DENTAL OF MISSOURI | $788 | — | $788 | 9.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 107 | $554K |
| Dental | DELTA DENTAL OF MISSOURI | 156 | $68K |
| Vision | DELTA DENTAL OF MISSOURI | 130 | $8K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 111 | $39K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 46 | $20K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 111 | $21K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 111 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.