| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCBEBT, LLC3 | PO BOX 533 CHAPIN, SC 29036 | RELIASTAR LIFE INSURANCE COMPANY | $2K | — | $2K | 12.92% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC | PO BOX 211486 COLUMBIA, SC 292216486 | RELIASTAR LIFE INSURANCE COMPANY | — | $344 | $344 | 2.21% |
| SCBEBT, LLC3 Filed as: SCBEBT LLC | PO BOX 533 CHAPIN, SC 29036 | DELTA DENTAL OF MISSOURI | $441 | — | $441 | 4.39% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY | PO BOX 211486 COLUMBIA, SC 29221 | DELTA DENTAL OF MISSOURI | $220 | — | $220 | 2.19% |
| SOUTH CAROLINA BANKERS EMP BEN TRST3 | PO BOX 533 CHAPIN, SC 29036 | VISION SERVICE PLAN | $60 | — | $60 | 2.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 27 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 27 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | BLUE CROSS BLUE SHIELD | 17 | $170K |
| Dental | DELTA DENTAL OF MISSOURI | 27 | $10K |
| Vision | VISION SERVICE PLAN | 12 | $2K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 10 | $16K |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 10 | $16K |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 10 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 27 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.