| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF SC INC | 7515 NORTHSIDE DRIVE. SUITE 150 NORTH CHARLESTON, SC 29420 | BLUECROSS BLUE SHIELD OF SOUTH CAROLINA | $13K | — | $13K | 14.97% |
| BROWN AND BROWN OF FLORIDA, INC.2 Filed as: BROWN & BROWN OF SC INC | 3700 FOREST DRIVE, STE 300 COLUMBIA, SC 29204 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | $604 | $7K | 16.39% |
| THE CASON GROUP INC3 | P.O. BOX 11229 COLUMBIA, SC 29211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $109 | $109 | 0.25% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF SC INC | 3700 FOREST DRIVE, STE 300 COLUMBIA, SC 29204 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $484 | $6K | 16.36% |
| THE CASON GROUP INC3 | P.O. BOX 11229 COLUMBIA, SC 29211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $89 | $89 | 0.25% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF SC INC | 3700 FOREST DRIVE, STE 300 COLUMBIA, SC 29204 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $458 | $5K | 16.45% |
| THE CASON GROUP INC3 | P.O. BOX 11229 COLUMBIA, SC 29211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $79 | $79 | 0.25% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF SC INC | 3700 FOREST DRIVE, STE 300 COLUMBIA, SC 29204 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $399 | $5K | 16.39% |
| THE CASON GROUP INC3 | P.O. BOX 11229 COLUMBIA, SC 29211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $72 | $72 | 0.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 153 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 153 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUECROSS BLUE SHIELD OF SOUTH CAROLINA | 125 | $88K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 153 | $75K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 97 | $36K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 153 | $29K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 153 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 153 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.