No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FIRST CITIZENS BANK & TRUST COMPANY EIN 56-1484847 INVESTMENT MANAGER | Investment management Service code 28 | P.O. BOX 29522, MAIL CODE FCC661 RALEIGH, NC 27626 | $100K |
| JACKSON THORNTON & CO., PC EIN 63-1035228 AUDITOR | Accounting (including auditing) Service code 10 | PO BOX 96 MONTGOMERY, AL 361010096 | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 130 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 60 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | NTCA GROUP HEALTH PLAN | 190 | $0 |
| Dental | NTCA GROUP HEALTH PLAN | 190 | $0 |
| Life insurance | NTCA GROUP HEALTH PLAN | 190 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 190 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.