| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM F SALMON3 | 2443 LYNN RD STE 208 RALEIGH, NC 27612 | BLUE CROSS BLUE SHIELD OF NC | $14K | — | $14K | 4.42% |
| WILLIAM F SALMON3 | 2443 LYNN RD STE 208 RALEIGH, NC 27612 | BLUE CROSS BLUE SHIELD OF NC | $11K | — | $11K | 3.69% |
| WILLIAM F SALMON3 | 2443 LYNN RD STE 208 RALEIGH, NC 27612 | BLUE CROSS BLUE SHIELD OF NC | $8K | — | $8K | 3.77% |
| WILLIAM F SALMON3 | 2443 LYNN RD STE 208 RALEIGH, NC 27612 | BLUE CROSS BLUE SHIELD OF NC | $7K | — | $7K | 3.67% |
| WILLIAM F SALMON3 | 2443 LYNN RD STE 208 RALEIGH, NC 27612 | BLUE CROSS BLUE SHIELD OF NC | $7K | — | $7K | 3.93% |
| MARSH & MCLENNAN AGENCY LLC3 | 2301 SUGAR BUSH RD STE 220 RALEIGH, NC 276122956 | RELIASTAR LIFE INSURANCE COMPANY | $19K | — | $19K | 14.39% |
| MOSAIC GROUP SERVICES3 | PO BOX 2291 DURHAM, NC 277022291 | RELIASTAR LIFE INSURANCE COMPANY | — | $7K | $7K | 5.00% |
| SELECT BENEFIT SOLUTION LLC3 | 950 GRAVES ST STE D KERNERSVILLE, NC 27284 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 9.57% |
| MARSH & MCLENNAN AGENCY LLC3 | 1031 W 4TH AVE STE 400 ANCHORAGE, AK 99501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 8.47% |
| WILLIAM F SALMON3 | 2443 LYNN RD STE 208 RALEIGH, NC 27612 | BLUE CROSS BLUE SHIELD OF NC | $4K | — | $4K | 4.64% |
| WILLIAM F SALMON3 | 2443 LYNN RD STE 208 RALEIGH, NC 27612 | BLUE CROSS BLUE SHIELD OF NC | $4K | — | $4K | 4.16% |
| WILLIAM F SALMON | 2443 LYNN RD STE 208 RALEIGH, NC 27612 | BLUE CROSS BLUE SHIELD OF NC | $1K | — | $1K | 3.88% |
| PROGRESSIVE BENEFIT SOL3 Filed as: PROGRESSIVE BENEFITS SOLUTIONS | 2301 SUGAR BUSH RD STE 220 RALEIGH, NC 276122956 | EYEMED VISION CARE | $2K | — | $2K | 9.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts) | BLUE CROSS BLUE SHIELD OF NC | 140 | $1.4M |
| Dental(8 contracts) | BLUE CROSS BLUE SHIELD OF NC | 140 | $1.4M |
| Vision | EYEMED VISION CARE | 493 | $18K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 288 | $135K |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 288 | $135K |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 288 | $135K |
| Prescription drug(8 contracts) | BLUE CROSS BLUE SHIELD OF NC | 140 | $1.4M |
| Other(10 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF NC | 529 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 529 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.