| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | 1859 SUMMERVILLE AVE STE 600 CHARLESTON, SC 29405 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $25K | — | $25K | 3.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE | 1859 SUMMERVILLE AVE STE 600 CHARLESTON, SC 29405 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $8K | — | $8K | 9.77% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | 1901 ROXBOROUGH RD STE 300 CHARLOTTE, NC 28211 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $4K | $12K | 17.02% |
| JEFFCOAT & JEFFCOAT LLC3 Filed as: JEFFCOAT & JEFFCOAT | 200 CAUGHMAN FARM LANE LEXINGTON, SC 29072 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 3.70% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $829 | $829 | 1.19% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | 1859 SUMMERVILLE AVE STE 600 CHARLESTON, SC 29405 | PHYSICIANS EYECARE PLAN | $948 | — | $948 | 7.53% |
| JEFFCOAT & JEFFCOAT LLC3 Filed as: JEFFCOAT & JEFFCOAT | 200 CAUGHMAN FARM LANE LEXINGTON, SC 29072 | PHYSICIANS EYECARE PLAN | $311 | — | $311 | 2.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 89 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 91 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 77 | $841K |
| Dental | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 88 | $80K |
| Vision | PHYSICIANS EYECARE PLAN | 85 | $13K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 90 | $70K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 90 | $70K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 90 | $70K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 77 | $841K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 90 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 90 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.