| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. - NJ | PO BOX 905494 CHARLOTTE, NC 282905494 | KAISER FOUNDATION HEALTH PLAN INC. | $126K | — | $126K | 3.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | PO BOX 741909 ATLANTA, GA 303741909 | KAISER FOUNDATION HEALTH PLAN INC. | $10K | — | $10K | 0.24% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | — | $27K | $27K | 1.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 0.30% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $40 | $40 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | PO BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | — | $31 | $31 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY INC | PO BOX 905494 CHARLOTTE, NC 282905494 | HARTFORD LIFE AND ACCIDENT | $48K | $17K | $65K | 3.11% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 3000 TOWN CENTER STE 3000 SOUTHFIELD, MI 48075 | HARTFORD LIFE AND ACCIDENT | — | $5K | $5K | 0.26% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. - IL | PO BOX 905494 CHARLOTTE, NC 282905494 | KAISER FOUNDATION HEALTH PLAN INC. | $36K | — | $36K | 3.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | P.O. BOX 741909 ATLANTA, GA 303741909 | KAISER FOUNDATION HEALTH PLAN INC. | $3K | — | $3K | 0.27% |
| AON CONSULTING INC3 | 400 ATRIUM DR FL 55 SOMERSET, NJ 088734172 | STANDARD INSURANCE COMPANY | $16K | — | $16K | 1.63% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | LOCKBOX#741909 PO BOX 741909 ATLANTA, GA 303741909 | STANDARD INSURANCE COMPANY | — | $16K | $16K | 1.60% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | LOCKBOX#741909 PO BOX 741909 ATLANTA, GA 303741909 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.24% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | LOCKBOX #741909 PO BOX 741909 ATLANTA, GA 303741909 | STANDARD INSURANCE COMPANY | — | $19K | $19K | 2.57% |
| AON CONSULTING INC3 | 1001 BRICKELL BAY DR MIAMI, FL 33131 | STANDARD INSURANCE COMPANY | $12K | — | $12K | 1.55% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | LOCKBOX#741909 PO BOX 741909 ATLANTA, GA 303741909 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 0.42% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | VISION SERVICE PLAN | $60K | — | $60K | 10.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF PR INC | PO BOX 191229 SAN JUAN, PR 009191229 | MAPFRE LIFE INSURANCE COMPANY | $19K | — | $19K | 5.78% |
| AON CONSULTING INC3 Filed as: HEWITT INSURANCE, INC. | AON CENTER 304 AVDA. PONCE DE LEON HATO REY, PR 00918 | DELTA DENTAL OF PUERTO RICO, INC. | $2K | — | $2K | 9.78% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | LOCKBOX # 741909 PO BOX 741909 ATLANTA, GA 303741909 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | — | $20 | $20 | 3.83% |
| AON CONSULTING INC3 | 400 ATRIUM DR FL 55 SOMERSET, NJ 088734172 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $8 | — | $8 | 1.53% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | LOCKBOX # 741909 PO BOX 741909 ATLANTA, GA 303741909 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $3 | — | $3 | 0.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,564 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 32 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,600 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 873 | $5.7M |
| Dental(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 7,159 | $4.7M |
| Vision(3 contracts, 3 carriers) | VISION SERVICE PLAN | 6,178 | $957K |
| Life insurance(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 10,003 | $4.2M |
| Short-term disability(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 10,003 | $3.1M |
| Long-term disability(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 10,003 | $3.8M |
| Prescription drug | MAPFRE LIFE INSURANCE COMPANY | 67 | $323K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 10,003 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,003 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.