| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ABLE BENEFIT SOLUTIONS3 | P O BOX 11407 DEPT #2142 BIRMINGHAM, AL 352460100 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 13.94% |
| SAMUEL J REYNOLDS3 | 1400 JACK WARNER PKWY NE #40 TUSCALOOSA, AL 354041002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.00% |
| BRADFORD DILLION3 Filed as: BRADFORD SEAN DILLION | ABLE BENEFIT SOLUTIONS 2 RIVERCHASE RDG STE 200 HOOVER, AL 352442892 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $582 | — | $582 | 1.00% |
| ABLE BENEFIT SOLUTIONS3 | P O BOX 11407 DEPT #2142 BIRMINGHAM, AL 352460100 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 14.49% |
| SAMUEL J REYNOLDS3 | 1400 JACK WARNER PKWY NE #40 TUSCALOOSA, AL 354041002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.00% |
| BRADFORD DILLION3 Filed as: BRADFORD SEAN DILLION | ABLE BENEFIT SOLUTIONS 2 RIVERCHASE RDG STE 200 HOOVER, AL 352442892 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $434 | — | $434 | 1.00% |
| ABLE BENEFIT SOLUTIONS3 | P O BOX 11407 DEPT #2142 BIRMINGHAM, AL 352460100 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 14.38% |
| SAMUEL J REYNOLDS3 | 1400 JACK WARNER PKWY NE #40 TUSCALOOSA, AL 354041002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.00% |
| BRADFORD DILLION3 Filed as: BRADFORD SEAN DILLION | ABLE BENEFIT SOLUTIONS 2 RIVERCHASE RDG STE 200 HOOVER, AL 352442892 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $410 | — | $410 | 1.00% |
| ABLE BENEFIT SOLUTIONS3 | P O BOX 11407 DEPT #2142 BIRMINGHAM, AL 352460100 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | 14.84% |
| SAMUEL J REYNOLDS3 | 1400 JACK WARNER PKWY NE #40 TUSCALOOSA, AL 354041002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $895 | — | $895 | 4.00% |
| BRADFORD DILLION3 Filed as: BRADFORD SEAN DILLION | ABLE BENEFIT SOLUTIONS 2 RIVERCHASE RDG STE 200 HOOVER, AL 352442892 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $224 | — | $224 | 1.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER BROWN BOTTRELL INSRUANCE | P.O. BOX 1490 JACKSON, MS 392151490 | COMPBENEFITS | $801 | — | $801 | 6.66% |
| WALDORFF INSURANCE & BONDING INC3 | 45 EGLIN PKWY NE STE 202 FORT WALTON BEACH, FL 325484955 | COMPBENEFITS | $402 | — | $402 | 3.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 312 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 314 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 155 | $1.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 465 | $146K |
| Vision | COMPBENEFITS | 161 | $12K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 279 | $81K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 278 | $43K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 278 | $41K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 155 | $1.6M |
| Other(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 279 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 465 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.