No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LUMINAIRE HEALTH BENEFITS, INC EIN 35-1846036 | Other services; Claims processing; Plan Administrator Service code 12 | — | $210K |
| AETNA EIN 06-6033492 | Other services; Claims processing Service code 12 | — | $0 |
| CIGNA CORP EIN 06-0303370 | Claims processing Service code 12 | — | $0 |
| CIGNA PPO EIN 59-1031071 | Claims processing; Other services Service code 12 | — | $0 |
| HEALTHCARE BLUEBOOK EIN 46-4399706 | Claims processing; Plan Administrator; Other services Service code 12 | — | $0 |
| JP FARLEY CORPORATION EIN 34-1363719 | Claims processing Service code 12 | — | $0 |
| MULTIPLAN, INC EIN 13-3068979 | Other services; Plan Administrator; Claims processing Service code 12 | — | $0 |
| SIA GROUP EIN 56-1285959 | Insurance agents and brokers; Consulting (general) Service code 16 | — | $0 |
| TELEDOC EIN 04-3705970 | Plan Administrator; Other services; Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 585 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 585 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 584 | $785K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 584 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.