| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MACCARTEE MEDICAL MANAGEMENT INC3 Filed as: MACCARTEE MEDICAL MGMT, INC. | 7101 WISCONSIN AVENUE # 1200 BETHESA, MD 20814 | BLUECHOICE HEALTHPLAN OF SOUTH CAROLINA | $19K | — | $19K | 4.00% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $4K | $20K | 21.83% |
| GIS BENEFITS INC3 | 2520 NORTHWINDS PARKWAY SUITE 600 ALPHARETTA, GA 30009 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.30% |
| GIS BENEFITS INC3 | 2520 NORTHWINDS PARKWAY SUITE 600 ALPHARETTA, GA 30009 | METROPOLITAN LIFE INSURANCE COMPANY | — | $108 | $108 | 0.12% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62819 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | — | $54 | $54 | 0.06% |
| MARK METTILLE3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $684 | $5K | 21.85% |
| MACCARTEE MEDICAL MANAGEMENT INC3 | 7101 WISCONSIN AVENUE SUITE 1200 BETHESDA, MD 20814 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 4.63% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTING, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 4.35% |
| GIS BENEFITS INC3 | 2520 NORTHWINDS PARKWAY SUITE 600 ALPHARETTA, GA 30009 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 4.35% |
| FINANCIAL BENEFITS CONSULTING, LLC3 Filed as: FINANCIAL BENEFITS CONSULTING LLC | 7101 WISCONSIN AVENUE SUITE 1200 BETHESDA, MD 20814 | METROPOLITAN LIFE INSURANCE COMPANY | $692 | — | $692 | 2.91% |
| GIS BENEFITS INC3 | 2520 NORTHWINDS PARKWAY SUITE 600 ALPHARETTA, GA 30009 | METROPOLITAN LIFE INSURANCE COMPANY | — | $291 | $291 | 1.22% |
| MACCARTEE MEDICAL MANAGEMENT INC3 | 7101 WISCONSIN AVENUE SUITE 1200 BETHESDA, MD 20814 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 12.50% |
| MARK METTILLE3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $39 | $5K | 39.26% |
| MACCARTEE MEDICAL MANAGEMENT INC3 | 7101 WISCONSIN AVENUE SUITE 1200 BETHESDA, MD 20814 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 14.31% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $498 | $498 | 4.02% |
| GIS BENEFITS INC3 | 2520 NORTHWINDS PARKWAY SUITE 600 ALPHARETTA, GA 30009 | METROPOLITAN LIFE INSURANCE COMPANY | $498 | — | $498 | 4.02% |
| FINANCIAL BENEFITS CONSULTING, LLC3 Filed as: FINANCIAL BENEFITS CONSULTING LLC | 7101 WISCONSIN AVENUE SUITE 1200 BETHESDA, MD 20814 | METROPOLITAN LIFE INSURANCE COMPANY | $117 | — | $117 | 0.94% |
| GIS BENEFITS INC3 | 2520 NORTHWINDS PARKWAY SUITE 600 ALPHARETTA, GA 30009 | METROPOLITAN LIFE INSURANCE COMPANY | — | $33 | $33 | 0.27% |
| MARK METTILLE3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $363 | $3K | 28.79% |
| MACCARTEE MEDICAL MANAGEMENT INC3 | 7101 WISCONSIN AVENUE SUITE 1200 BETHESDA, MD 20814 | METROPOLITAN LIFE INSURANCE COMPANY | $703 | — | $703 | 6.32% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $492 | $492 | 4.43% |
| GIS BENEFITS INC3 | 2520 NORTHWINDS PARKWAY SUITE 600 ALPHARETTA, GA 30009 | METROPOLITAN LIFE INSURANCE COMPANY | $492 | — | $492 | 4.43% |
| FINANCIAL BENEFITS CONSULTING, LLC3 Filed as: FINANCIAL BENEFITS CONSULTING LLC | 7101 WISCONSIN AVENUE SUITE 1200 BETHESDA, MD 20814 | METROPOLITAN LIFE INSURANCE COMPANY | $387 | — | $387 | 3.48% |
| GIS BENEFITS INC3 | 2520 NORTHWINDS PARKWAY SUITE 600 ALPHARETTA, GA 30009 | METROPOLITAN LIFE INSURANCE COMPANY | — | $133 | $133 | 1.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 266 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 7 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 277 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUECHOICE HEALTHPLAN OF SOUTH CAROLINA | 49 | $493K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 266 | $93K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 266 | $93K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 266 | $93K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 266 | $93K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 266 | $93K |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 266 | $140K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 266 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.