| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | P.O. BOX 12186 NEW BERN, NC 28561 | HARTFORD LIFE AND ACCIDENT | $43K | $6K | $48K | 12.48% |
| MARC JESSUP3 | P.O. BOX 12890 NEW BERN, NC 28561 | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | $25K | — | $25K | 8.38% |
| GORDON K VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | AFLAC | $10K | $187 | $10K | 6.85% |
| K EARLE ABERNETHY3 | 2902 SHERYL DRIVE KINSTON, NC 28504 | AFLAC | $7K | $0 | $7K | 4.41% |
| STEPHEN STOX3 | 702 CROMWELL DRIVE, SUITE F GREENVILLE, NC 27858 | AFLAC | $2K | $44 | $2K | 1.39% |
| WILLIAM S COOPER3 | 204 JOSEPH ST GREENVILLE, NC 27858 | AFLAC | $2K | $0 | $2K | 1.20% |
| NANCY N HUG3 | P.O. BOX 13125 NEW BERN, NC 28561 | AFLAC | $1K | $0 | $1K | 0.95% |
| MELISSA ARMATIS3 Filed as: MELISSA RHODES | 306 ROLLINGWOOD DRIVE NEWPORT, NC 28570 | AFLAC | $712 | $0 | $712 | 0.48% |
| MATTHEW G BERGER3 Filed as: MATTHEW W PINER | 13633 WAVERTON LANE HUNTERSVILLE, NC 28078 | AFLAC | $708 | $0 | $708 | 0.48% |
| JERRY OLIVER CREECH3 | 5915 SANTO DOMINGO COURT NEW BERN, NC 28560 | AFLAC | $514 | — | $514 | 0.35% |
| JONATHON R BRINSON3 | P.O. BOX 755 BAYBORO, NC 28515 | AFLAC | $364 | — | $364 | 0.25% |
| CATHERINE L LEE3 | 10 NUN STREET WILMINGTON, NC 28401 | AFLAC | $304 | — | $304 | 0.21% |
| PATRICIA O PARSON3 | P.O. BOX 1081 BRIDGETON, NC 28519 | AFLAC | $248 | — | $248 | 0.17% |
| LARRY A WESTON JR3 Filed as: LARRY A WESTON, JR | 321 WINDSOR ROAD GREENVILLE, NC 27858 | AFLAC | $242 | — | $242 | 0.16% |
| MICHAEL B HAYES3 | 1219 PINE VALLEY DRIVE NEW BERN, NC 28562 | AFLAC | $226 | — | $226 | 0.15% |
| WANDA HARVEY3 | 1419 CRANEING ROAD WICKLIFFE, OH 44092 | AFLAC | $200 | — | $200 | 0.13% |
| VERONICA HEDGES3 | 3833 DUNN ROAD EASTOVER, NC 28312 | AFLAC | $168 | — | $168 | 0.11% |
| ROBERT L GOBLE3 | 250 34TH AVENUE NE HICKORY, NC 28601 | AFLAC | $151 | — | $151 | 0.10% |
| GINA BOGUE WAINWRIGHT3 | 4102 COUNTRY CLUB ROAD MOREHEAD CITY, NC 28557 | AFLAC | $123 | $19 | $142 | 0.10% |
| SARAH E FAGAN3 | 2112 HORSE SHOE BND NEW BERN, NC 28562 | AFLAC | $138 | — | $138 | 0.09% |
| JEFF HEDGES3 | 3833 DUNN ROAD EASTOVER, NC 28312 | AFLAC | $127 | — | $127 | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $125 | — | $125 | 0.08% |
| SUSAN S WEATHERLY3 | 519 SCOTT FARM LANE NEW BERN, NC 28562 | AFLAC | $87 | — | $87 | 0.06% |
| MARY BARES3 | 470 FISHER TOWN ROAD HAVELOCK, NC 28532 | AFLAC | $84 | — | $84 | 0.06% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $84 | — | $84 | 0.06% |
| J MICHAEL BUTLER3 | 1090 13TH AVENUE NW HICKORY, NC 28601 | AFLAC | $80 | — | $80 | 0.05% |
| DEBORAH H HALL3 | 105 LONG LEAF PLACE MADISON, MS 39110 | AFLAC | $78 | — | $78 | 0.05% |
| LORI A WILLIAMS3 Filed as: LORI WILLIAMS | 171 BAYSDALE DRIVE COLUMBIA, SC 29229 | AFLAC | $71 | — | $71 | 0.05% |
| GERRY SHERMAN3 | 1550 EL CAMINO REAL, APT 501 LADY LAKE, FL 32159 | AFLAC | $67 | — | $67 | 0.05% |
| TROY WEAVER3 | 37 JENN ROAD BURGAW, NC 28425 | AFLAC | $58 | — | $58 | 0.04% |
| JERROL D WEATHERLY3 | 4509 GLOUCESTER DRIVE TRENT WOODS, NC 28562 | AFLAC | $57 | — | $57 | 0.04% |
| REGINALD G DAUGHERTY3 | 790 CARDINAL ROAD, SUITE 2 NEW BERN, NC 28562 | AFLAC | $51 | — | $51 | 0.03% |
| NICOLE R HUFFMAN3 | 1907 PASS ROAD, SUITE A BILOXI, MS 39531 | AFLAC | $48 | — | $48 | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LINDA B SCHUMACHER-BROWN | 8 ICHABOD LN BETHEL, CT 06801 | AFLAC | $45 | — | $45 | 0.03% |
| ROBERT M LYMAN3 | 1145 SPARKLING CRYSTAL AVENUE HENDERSON, NV 89015 | AFLAC | $40 | — | $40 | 0.03% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE, SUITE 602 DURHAM, NC 27707 | AFLAC | $35 | — | $35 | 0.02% |
| LAUREN E SKINNER3 | 1225 NORRIS STREET RALEIGH, NC 27604 | AFLAC | $31 | — | $31 | 0.02% |
| JOEL S WADDELL3 | 354 NC 581 HWY S GOLDSBORO, NC 27530 | AFLAC | $25 | $5 | $30 | 0.02% |
| PATRICIA NELSON3 | P.O. BOX 3062 GREENVILLE, NC 27836 | AFLAC | $27 | — | $27 | 0.02% |
| HILARY A BURNS3 | 5 ASPETUCK LN WESTPORT, CT 06880 | AFLAC | $24 | — | $24 | 0.02% |
| THOMAS R TAYLOR3 | 2838 HOPE DRIVE KINSTON, NC 28504 | AFLAC | $19 | — | $19 | 0.01% |
| BRADLEY G EVERINGTON3 | 1925 HILLS NECK ROAD ERNUL, NC 28527 | AFLAC | $18 | — | $18 | 0.01% |
| STEPHEN M SMITH3 | 10374 ALEXANDER MARTIN AVENUE CHARLOTTE, NC 28277 | AFLAC | $18 | — | $18 | 0.01% |
| JANE W SANFORD3 | P.O. BOX 1569 NEWPORT, NC 28570 | AFLAC | $18 | — | $18 | 0.01% |
| C HARVEY KING3 | 931 S MAIN STREET, SUITE B206 KERNERSVILLE, NC 27284 | AFLAC | $15 | — | $15 | 0.01% |
| LARA K GRANDE3 | 117 MORNING MIST LANE FRANKLIN, TN 37064 | AFLAC | $15 | — | $15 | 0.01% |
| CHARLES T WALL3 | P.O. BOX 987 BETHEL, NC 27812 | AFLAC | $15 | — | $15 | 0.01% |
| LORI A WILLIAMS3 Filed as: LORI WILLIAMS | 3452 ROUNDING BEND RD WINTERVILLE, NC 28590 | AFLAC | $15 | — | $15 | 0.01% |
| LISA BOURBEAU3 | 2106 E FORT MACON ROAD, UNIT 305 ATLANTIC BEACH, NC 28512 | AFLAC | $13 | — | $13 | 0.01% |
| BRENT EVAN ENGELMAN3 | 101 COUNTRYSIDE COURT NEWPORT, NC 28570 | AFLAC | $11 | — | $11 | 0.01% |
| MICHAEL REYES3 Filed as: MICHAEL R ROBERTS | 110 LIMERICK RD FAIRFIELD, CT 06824 | AFLAC | $11 | — | $11 | 0.01% |
| JO A LYMAN3 | 1145 SPARKLING CRYSTAL AVENUE HENDERSON, NV 89015 | AFLAC | $10 | — | $10 | 0.01% |
| JENNY J VOYSEY3 | 6120 CARDINAL DRIVE NEW BERN, NC 28560 | AFLAC | $9 | — | $9 | 0.01% |
| LINDA L HUFFMAN3 | 6312 MOSSY OAK DR W OCEAN SPRINGS, MS 39564 | AFLAC | $9 | — | $9 | 0.01% |
| JERRY T ANDREWS3 | 902 WILLIAMS ROAD NEW BERN, NC 28562 | AFLAC | $8 | — | $8 | 0.01% |
| JANE W BARNHILL3 | 536 DOVEFIELD DRIVE INDIAN TRAIL, NC 28079 | AFLAC | $8 | — | $8 | 0.01% |
| STEPHEN STRICKLAND3 | 147 WARREN DRIVE ROANOKE RAPIDS, NC 27870 | AFLAC | $8 | — | $8 | 0.01% |
| SELECT BNFT SOLUTION LLC3 Filed as: SELECT BENEFIT SOLUTIONS, LLC | P.O. BOX 1370 MT PLEASANT, SC 29465 | AFLAC | $8 | — | $8 | 0.01% |
| MICHAEL T REYES3 | 185 PLAINS RD STE 200E MILFORD, CT 06461 | AFLAC | $7 | — | $7 | 0.00% |
| JESSICA L WILLIAMS3 | 333 GAYLE BLVD WINTERVILLE, NC 28590 | AFLAC | $6 | — | $6 | 0.00% |
| DUANE A ADAMS3 | 11520 NUCKOLS ROAD, SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $6 | — | $6 | 0.00% |
| GARY W GREENE3 | 505 GOLF VIEW DRIVE GREENVILLE, NC 27834 | AFLAC | $3 | — | $3 | 0.00% |
| KRISTOPHER DAVIS3 | 1312 STALLINGS PKWY NEW BERN, NC 28562 | AFLAC | $2 | — | $2 | 0.00% |
| WILLIAM P FLEMING3 | 120 PEARSON DRIVE MORGANTON, NC 28655 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISOPHER S AUSTERMANN3 | 148 EASTERN BLVD GLASTONBURY, CT 06033 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN K SCHULE3 | 102 BLACKWOOD LN STAMFORD, CT 06903 | AFLAC | $1 | — | $1 | 0.00% |
| MARC JESSUP3 Filed as: MARC JESSUP INSURANCE SERVICE | P.O. BOX 12890 NEW BERN, NC 28561 | GUARDIAN | $3K | — | $3K | 17.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 386 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 386 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 386 | $298K |
| Dental(2 contracts, 2 carriers) | AFLAC | 241 | $163K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 343 | $537K |
| Short-term disability | AFLAC | 147 | $148K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 343 | $389K |
| Other | HARTFORD LIFE AND ACCIDENT | 343 | $389K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 386 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.