| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NORTH CAROLINA | PO BOX 14946 GREENSBORO, NC 274154946 | PRINCIPAL LIFE INSURANCE COMPANY | $31K | $21K | $52K | 18.34% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INC. | 1612 MARION ST. COLUMBIA, SC 292012939 | PRINCIPAL LIFE INSURANCE COMPANY | $14K | — | $14K | 4.96% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NORTH CAROLINA | 905 E. ARLINGTON BLVD. SUITE A GREENVILLE, NC 27858 | COMPANION LIFE INSURANCE COMPANY | $12K | — | $12K | 6.22% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | 1612 MARION ST. COLUMBIA, SC 29201 | COMPANION LIFE INSURANCE COMPANY | $7K | — | $7K | 4.04% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NC | 823 NORTH ELM ST. GREENSBORO, NC 27401 | COMPANION LIFE INSURANCE COMPANY | $697 | — | $697 | 0.38% |
| STANLEY W PARK3 Filed as: STANLEY W. PARK | PO BOX 14946 GREENSBORO, NC 27415 | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $2K | — | $2K | 5.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 271 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 273 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 383 | $467K |
| Vision | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 178 | $26K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 383 | $467K |
| Short-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 383 | $467K |
| Long-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 383 | $467K |
| Other | COMPANION LIFE INSURANCE COMPANY | 271 | $185K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 383 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.