| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD 201 JACKSONVILLEF, FL 322160903 | BLUE CROSS BLUE SHIELD OF FLORIDA | $870K | — | $870K | 1.53% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD 201 JACKSONVILLE, FL 322160903 | HEALTH OPTIONS, INC | $681K | — | $681K | 1.90% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP | 4348 SOUTHPOINT BLVD SUITE 201 JACKSONVILLE, FL 32216 | EYEMED VISION CARE | $7K | — | $7K | 0.58% |
| AFFILIATED RISK MGMT INC3 | PO BOX 241448 CHARLOTTE, NC 28224 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $163K | $48K | $211K | 18.65% |
| AFFILIATED RISK MGMT INC3 | PO BOX 241448 CHARLOTTE, NC 28224 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $140K | $44K | $184K | 19.11% |
| AFFILIATED RISK MGMT INC3 | PO BOX 241448 CHARLOTTE, NC 20224 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $77K | $21K | $98K | 15.38% |
| AFFILIATED RISK MGMT INC3 | PO BOX 241448 CHARLOTTE, NC 28224 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $89K | $29K | $119K | 19.41% |
| AFFILIATED RISK MGMT INC3 | PO BOX 241448 CHARLOTTE, NC 28224 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $53K | $18K | $71K | 15.27% |
| AFFILIATED RISK MGMT INC3 | PO BOX 241448 CHARLOTTE, NC 28224 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $49K | $14K | $63K | 15.57% |
| AFFILIATED RISK MGMT INC3 | PO BOX 241448 CHARLOTTE, NC 28224 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $36K | $12K | $48K | 16.17% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD 201 JACKSONVILLE, FL 322160903 | EYEMED VISION CARE | $633 | — | $633 | 7.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 26,536 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 198 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 26,734 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | AETNA LIFE INSURANCE CO. | 11,290 | $62.8M |
| Dental(2 contracts) | GUARDIAN LIFE INS CO | 19,472 | $816K |
| Vision(2 contracts) | EYEMED VISION CARE | 28,477 | $1.3M |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 23,728 | $2.2M |
| Short-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,887 | $1.0M |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 7,461 | $1.3M |
| Prescription drug(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 5,821 | $94.2M |
| Other(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 23,728 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 28,477 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.