| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT & SON, INC. | DBA SCOTT INSURANCE 2501 BLUE RIDGE RD, STE 250 RALEIGH, NC 27607 | HCC LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| C2 CENTRIC LLC3 Filed as: C2 CENTRIC, LLC | 2209 GODWIN AVENUE SE GRAND RAPIDS, MI 49507 | HCC LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| JAMES A SCOTT & SON INC3 | 2501 BLUE RIDGE RD, STE 250 RALEIGH, NC 276076346 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $2K | $15K | 14.09% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT & SON INC. | PO BOX 603438 CHARLOTTE, NC 28260 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 17.00% |
| JAMES A SCOTT & SON INC3 | 1301 OLD GRAVES MILL RD LYNCHBURG, VA 24502 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $6K | $2K | $9K | 26.98% |
| CONSOLIDATED PLANNING HOLDINGS3 | 6115 PARKSOUTH DR 200 CHARLOTTE, NC 28210 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $64 | — | $64 | 0.20% |
| C2 CENTRIC LLC3 | 11740 SW 68TH PARKWAY SUITE 2 PORTLAND, OR 97223 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $32 | — | $32 | 0.10% |
| JAMES A SCOTT & SON INC3 | DBA SCOTT INSURANCE 2501 BLUE RIDGE RD, STE 250 RALEIGH, NC 27607 | HCC LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT & SON DBA SCOTT BENEF | 628 GREEN VALLEY ROAD, SUITE 306 GREENSBORO, NC 27407 | EYEMED VISION CARE OBO FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 6.69% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT & SON DBA SCOTT BENEF | PO BOX 603438 CHARLOTTE, NC 28260 | EYEMED VISION CARE OBO FIDELITY SECURITY LIFE INSURANCE COMPANY | $610 | — | $610 | 3.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 182 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 479 | $108K |
| Vision | EYEMED VISION CARE OBO FIDELITY SECURITY LIFE INSURANCE COMPANY | 291 | $19K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 164 | $34K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 164 | $34K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 164 | $34K |
| Stop-loss / reinsurancereinsurance(2 contracts) | HCC LIFE INSURANCE COMPANY | 175 | $497K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 164 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 479 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.