| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 155 N WACKER DR SUITE 1500 CHICAGO, IL 60606 | KAISER FOUNDATION HEALTH PLAN INC | $237K | — | $237K | 1.13% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE CO. | $127K | $85K | $212K | 1.65% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SECURIAN LIFE INSURANCE COMPANY | $128K | $289K | $417K | 3.25% |
| MERCER HEALTH AND BENEFITS, LLC3 | 155 N WACKER DRIVE SUITE 1500 CHICAGO, IL 60606 | KAISER FOUNDATION HEALTH PLAN INC | $86K | — | $86K | 1.15% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $44K | — | $44K | 1.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SECURIAN LIFE INSURANCE COMPANY | $31K | $71K | $102K | 3.25% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SECURIAN LIFE INSURANCE COMPANY | $23K | $52K | $75K | 3.25% |
| MERCER HEALTH AND BENEFITS, LLC3 | 100 NORTH TRYON STREET SUITE 2400 CHARLOTTE, NC 28202 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $22K | — | $22K | 0.96% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS ADMIN | 12421 MEREDITH DR STE MHB URBANDALE, IA 50398 | RELIASTAR LIFE INSURANCE COMPANY | $1.2M | — | $1.2M | 54.39% |
| AON CONSULTING INC3 Filed as: BSWIFT | PO BOX 860470 MINNEAPOLIS, MN 55486 | RELIASTAR LIFE INSURANCE COMPANY | — | $119K | $119K | 5.44% |
| CUENCA & ASSO. INS. AGENCY, INC.3 Filed as: CUENCA & ASSOCIATES INS AGENCY INC | 6724 LOCKHEED DR STE 1 REDDING, CA 96002 | RELIASTAR LIFE INSURANCE COMPANY | — | $55K | $55K | 2.50% |
| MERCER HEALTH AND BENEFITS, LLC3 | 100 NORTH TRYON STREET SUITE 3600 CHARLOTTE, NC 28202 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $17K | $3K | $20K | 1.13% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $14K | — | $14K | 1.02% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE CO. | $21K | — | $21K | 3.82% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH SALDANA | PO BOX 9023549 SAN JUAN, PR 00902 | TRIPLE S SALUD, INC. | $23K | — | $23K | 5.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCEWR HEALTH AND BENEFITS, LLC | PO BOX 310502 DES MOINES, IA 50331 | METLIFE LEGAL PLANS | $46K | — | $46K | 10.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS ADMIN | PO BOX 310502 DES MOINES, IA 50331 | METLIFE LEGAL PLANS | — | $3K | $3K | 0.76% |
| SPECIAL RISK INSURANCE SERVICES INC3 Filed as: SPECIAL RISK SERVICES, INC. | 7422 CARMEL EXECUTIVE PARK SUITE 310 CHARLOTTE, NC 28226 | GERBER LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH SALDANA | PO BOX 9023549 SAN JUAN, PR 00902 | DELTA DENTAL OF PUERTO RICO, INC. | $2K | — | $2K | 8.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135,685 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 451 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 136,136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(13 contracts, 10 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 7,578 | $42.4M |
| Dental(3 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 97,231 | $34.0M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 62,542 | $7.2M |
| Life insurance(3 contracts, 2 carriers) | SECURIAN LIFE INSURANCE COMPANY | 134,427 | $16.5M |
| Short-term disability(2 contracts) | AETNA LIFE INSURANCE CO. | 55,791 | $13.4M |
| Long-term disability | AETNA LIFE INSURANCE CO. | 55,791 | $12.9M |
| Prescription drug | TRIPLE S SALUD, INC. | 84 | $469K |
| Other(4 contracts, 4 carriers) | SECURIAN LIFE INSURANCE COMPANY | 42,093 | $5.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 134,427 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.