| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRIANGLE INSURANCE & ASSOCIATES LLC3 Filed as: TRIANGLE INSURANCE & ASSOCIATES | 4909 UNICON DR. STE 200 WAKE FOREST, NC 27587 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $28K | $28K | 3.69% |
| ENROLLEASE3 Filed as: DIGITAL BENEFIT ADVISORS | 200 GALLERIA PARKWAY SE STE 1950 ATLANTA, GA 30339 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $7K | $7K | 0.93% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP, INC. | 1612 MARION ST. COLUMBIA, SC 29201 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.65% |
| MUTUAL MED INSURANCE SERVICES3 Filed as: MUTUAL MED INS SERVICES SOUTHEAST | 4321 E. 60TH ST. DAVENPORT, IA 52807 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $5K | $5K | 0.65% |
| TRIANGLE INSURANCE & ASSOCIATES LLC3 Filed as: TRIANGLE INSURANCE & ASSOCIATES | 4909 UNICON DR. STE 200 WAKE FOREST, NC 27587 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $840 | $10K | 7.75% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 2.83% |
| INDEPENDENT INSURANCE GROUP INC3 Filed as: INDEPENDENT INSURANCE GROUP INC. | 921 S. MCPHERSON CHURCH RD. FAYETTEVILLE, NC 28303 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $707 | — | $707 | 15.01% |
| KEY BENEFIT ADMINISTRATORS, INC3 Filed as: KEY BENEFIT RESOURCE LLC | 8330 ALLISON POINTE TRAIL STE 200 INDIANAPOLIS, IN 46250 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $94 | — | $94 | 2.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 109 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 77 | $770K |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $132K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $132K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $132K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $132K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $132K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 106 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.