| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SDM&R, INC DBA SENN DUNN INSURANCE3 Filed as: SDM&R, INC. DBA SENN DUNN INSURANCE | 3625 N. ELM STREET PO BOX 9375 GREENSBORO, NC 274290375 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $4K | — | $4K | 4.60% |
| SDM&R, INC DBA SENN DUNN INSURANCE3 Filed as: SDM&R, INC. DBA SENN SUNN INSURANCE | 3625 N. ELM STREET PO BOX 9375 GREENSBORO, NC 274290375 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $4K | — | $4K | 4.60% |
| BENEFITS ADVISORS NETWORK LLC3 Filed as: BENEFITS ADVISORS NETWORK, LLC | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $634 | $634 | 0.77% |
| MCNEARY, INC.3 | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| BENEFIT ADVISORS NETWORK LLC3 | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $496 | $496 | 0.70% |
| MCNEARY, INC.3 | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| BENEFIT ADVISORS NETWORK LLC3 Filed as: BENEFIT ADVISORS NETWORK, LLC | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $71 | $71 | 0.73% |
| MCNEARY, INC.3 | — | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 579 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 580 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 876 | $154K |
| Short-term disability(3 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 876 | $175K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 752 | $87K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 893 | $600K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 893 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.