| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MAIN STREET FINANCIAL GROUP3 Filed as: MAIN STREET FINANCIAL GROUP, INC. | 22 N TRADE STREET TRYON, NC 28782 | UNITED HEALTHCARE INSURANCE COMAPNY | $7K | $573 | $7K | 3.67% |
| UNITED PRODUCERS GROUP LLC3 Filed as: UNITED PRODUCERS GROUP | 1439 STUART ENGALS BLVD UNIT 300 MT PLEASANT, SC 29464 | UNITED HEALTHCARE INSURANCE COMAPNY | $2K | $0 | $2K | 1.12% |
| MAIN STREET FINANCIAL GROUP3 Filed as: MAIN STREET FINANCIAL GROUP, INC. | 22 N TRADE STREET TRYON, NC 28782 | UNITED HEALTHCARE INSURANCE COMPANY | $7K | $632 | $8K | 5.53% |
| UNITED PRODUCERS GROUP LLC3 Filed as: UNITED PRODUCERS GROUP | 1439 STUART ENGALS BLVD UNIT 300 MT PLEASANT, SC 29464 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | $0 | $2K | 1.69% |
| MAIN STREET FINANCIAL GROUP3 | 22 N TRADE STREET TRYON, NC 28782 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | $554 | $7K | 5.46% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BLVD UNIT 300 MT PLEASANT, SC 29464 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | $0 | $2K | 1.67% |
| MAIN STREET FINANCIAL GROUP3 Filed as: MAIN STREET FINANCIAL GROUP, INC. | 22 N TRADE STREET TRYON, NC 28782 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | $278 | $4K | 6.47% |
| UNITED PRODUCERS GROUP LLC3 Filed as: UNITED PRODUCERS GROUP | 1439 STUART ENGALS BLVD UNIT 300 MT PLEASANT, SC 29464 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | $0 | $1K | 1.99% |
| MAIN STREET FINANCIAL GROUP3 Filed as: MAIN STREET FINANCIAL GROUP, INC. | 22 N TRADE STREET TRYON, NC 28782 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 13.00% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.80% |
| MAIN STREET FINANCIAL GROUP3 Filed as: MAIN STREET FINANCIAL GROUP, INC. | 22 N TRADE STREET TRYON, NC 28782 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $537 | $0 | $537 | 10.00% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $314 | $314 | 5.85% |
| MAIN STREET FINANCIAL GROUP3 Filed as: MAIN STREET FINANCIAL GROUP, INC. | 22 N TRADE STREET TRYON, NC 28782 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $838 | $0 | $838 | 19.99% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $269 | $269 | 6.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 108 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 108 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMAPNY | 27 | $519K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 53 | $40K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 44 | $5K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 108 | $4K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 108 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 108 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.