| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRION GROUP, INC.3 Filed as: TRION GROUP | A MARSH MCLENNAN AGENCY 2300 RENAISSANCE BLD US, PA 19406 | SECURIAN LIFE INSRUANCE COMPANY | $0 | $69K | $69K | 2.30% |
| TRION GROUP, INC.3 Filed as: TRION GROUP | A MARSH MCLENNAN AGENCY LLC 2300 RENAISSANCE BLD US, PA 19406 | SECURIAN LIFE INSURANCE COMPANY | $0 | $20K | $20K | 2.30% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | — | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE COMPANY EIN 36-2739571 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | — | $4.1M |
| DELTA DENTAL OF KY EIN 61-0659432 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | — | $168K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,129 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 4,129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 9,035 | $508K |
| Life insurance(3 contracts, 2 carriers) | SECURIAN LIFE INSRUANCE COMPANY | 4,752 | $4.1M |
| Long-term disability | AETNA LIFE INSURANCE CO. | 4,162 | $540K |
| Other(2 contracts, 2 carriers) | COMPSYCH GUIDANCE RESOURCE COMPANY | 4,465 | $108K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,035 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.