| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHAD HUFF3 Filed as: CHAD A HUFF | PO BOX 25172 WINSTON SALEM, NC 27114 | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $19K | — | $19K | 2.56% |
| ALLEGACY BENEFIT SOLUTIONS LLC3 | 1691 WESTBROOK PLAZA DRIVE PO BOX 25172 WINSTON-SALEM, NC 27114 | COMPANION LIFE INSURANCE COMPANY | $20K | — | $20K | 9.82% |
| THE CASON GROUP INC3 | 1612 MARION STREET 4TH FLOOR COLUMBIA, SC 29201 | COMPANION LIFE INSURANCE COMPANY | $6K | — | $6K | 3.14% |
| ALLEGACY BENEFIT SOLUTIONS LLC3 | PO BOX 25172 WINSTON SALEM, NC 27114 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $943 | — | $943 | 10.00% |
| ALLEGACY BENEFIT SOLUTIONS LLC3 | PO BOX 25172 WINSTON SALEM, NC 27114 | TRANSAMERICA LIFE INSURANCE COMPANY | $191 | — | $191 | 9.07% |
| WORKSITE BENEFIT SOLUTIONS INC3 Filed as: WORKSITE BENEFIT SOLUTIONS, INC | 301 N. MAIN ST. STE 1030 WINSTON SALEM, NC 27101 | TRANSAMERICA LIFE INSURANCE COMPANY | $17 | — | $17 | 0.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 93 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 94 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 121 | $725K |
| Dental | COMPANION LIFE INSURANCE COMPANY | 130 | $201K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 73 | $9K |
| Life insurance | COMPANION LIFE INSURANCE COMPANY | 130 | $201K |
| Short-term disability | COMPANION LIFE INSURANCE COMPANY | 130 | $201K |
| Long-term disability | COMPANION LIFE INSURANCE COMPANY | 130 | $201K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 121 | $725K |
| Other(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 130 | $204K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 130 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.