| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID L YOPP3 Filed as: DAVID L. YOPP | 4309 EMPEROR BLVD SUITE 300 DURHAM, NC 27703 | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $404 | — | $404 | 0.03% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 1847 WILSON, NC 278941847 | PRINCIPAL LIFE INSURANCE COMPANY | $36K | — | $36K | 13.08% |
| MOSAIC GROUP SERVICES3 Filed as: MOSAIC GROUP SERVICES LLC | PO BOX 2291 DURHAM, NC 277022291 | PRINCIPAL LIFE INSURANCE COMPANY | $13K | — | $13K | 4.71% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CENTER DR GREENSBORO, NC 27409 | PRINCIPAL LIFE INSURANCE COMPANY | — | $3K | $3K | 1.01% |
| MCGRIFF INSURANCE SERVICES INC3 | 5925 CARNEGIE BLVD STE 400 CHARLOTTE, NC 28209 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | $235 | $7K | 36.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 216 | $1.2M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 235 | $272K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 235 | $272K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 235 | $272K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 235 | $272K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 235 | $272K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 216 | $1.2M |
| Other(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 216 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 235 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.