| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MISSION EMPLOYER SOLUTIONS3 Filed as: MISSION EMPLOYER SOLUTION | 980 HENDERSONVILLE ROAD ASHEVILLE, NC 28803 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $33K | — | $33K | 7.91% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $17K | — | $17K | 4.09% |
| MISSION EMPLOYER SOLUTIONS3 | 1940 HENDERSONVILLE ROAD ASHEVILLE, NC 28803 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17K | — | $17K | 8.47% |
| MISSION EMPLOYER SOLUTIONS3 | 1940 HENDERSONVILLE ROAD ASHEVILLE, NC 28803 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11K | — | $11K | 5.36% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SOUTHEAST SUITE 1950 ATLANTA, GA 30339 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | — | $69 | 0.03% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY SOUTHEAST SUITE 1950 ATLANTA, GA 30339 | COMMUNITY EYE CARE | $3K | — | $3K | 4.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 878 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 14 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 897 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | COMMUNITY EYE CARE | 1,101 | $66K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,337 | $420K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,337 | $420K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,337 | $420K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 872 | $1.2M |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,337 | $636K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,337 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.