| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID R. CONNOR3 Filed as: DAVID G. HILL, JR. | 4010 OLEANDER DR STE 11 WILMINGTON, NC 28403 | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $30K | — | $30K | 2.95% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF NORTH CAROLINA | 4010 OLEANDER DR STE 11 WILMINGTON, NC 28403 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 13.61% |
| MOSAIC GROUP SERVICES3 Filed as: MOSAIC GROUP SERVICES, LLC | PO BOX 2291 DURHAM, NC 27702 | HARTFORD LIFE AND ACCIDENT | — | $2K | $2K | 7.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF NORTH CAROLINA LLC | 119 BROOKSTOWN AVE SUITE 203 WINSTON SALEM, NC 27101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 9.33% |
| KAREN L SWENSON3 | 310 N FRONT ST SUITE 4-333 WILMINGTON, NC 28401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 4.52% |
| TAMMY BRITT COOPER3 Filed as: TAMMY COOPER | 3712 A CLIFFRIDGE DR LUMBERTON, NC 28358 | CONTINENTAL AMERICAN INSURANCE COMPANY | $431 | — | $431 | 1.82% |
| MARIE THRASHER3 | 4153-C SPREA DRIVE WILMINGTON, NC 28403 | CONTINENTAL AMERICAN INSURANCE COMPANY | $195 | — | $195 | 0.82% |
| DAWN T SUCHECKI3 Filed as: DAWN TYLER SUCHECKI | 316 CHURCH ST WILMINGTON, NC 28401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $162 | — | $162 | 0.68% |
| RUEANN EMERSON3 Filed as: RUEANN MARIE EMERSON | 142 NE 1ST ST OAK ISLAND, NC 28465 | CONTINENTAL AMERICAN INSURANCE COMPANY | $106 | — | $106 | 0.45% |
| DUSTIN GLENN STRINGER3 | 3220 MARIGOLD DRIVE FAYETTEVILLE, NC 28306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 0.29% |
| SUSAN WRIGHT3 | 153 NW 1ST STREET OAK ISLAND, NC 28465 | CONTINENTAL AMERICAN INSURANCE COMPANY | $63 | — | $63 | 0.27% |
| ESTHER M BEYER3 Filed as: ESTHER MARIE BEYER | 109 WOODBEND CT UNIT H HIGH POINT, NC 27265 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.17% |
| DAVID A EMERSON3 | 1017 ASHES DRIVE WILMINGTON, NC 28405 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.05% |
| CANDACE M HOLCOMB3 | 238 NORTHERN BLVD WILMINGTON, NC 28401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ERIC DWIGGINS3 Filed as: ERIC D WIGGINS | 125 SHORT CUT RD CHINA GROVE, NC 28023 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MAURICE EMMART JR3 | 99 AQUA VISTA DR WILMINGTON, NC 28409 | AFLAC | $758 | — | $758 | 3.88% |
| MISSY EMMART3 | 4825 CORONADO DR WILMINGTON, NC 28409 | AFLAC | $334 | — | $334 | 1.71% |
| NICHOLAS A OGDEN3 Filed as: NICHOLAS OGDEN | 122 YORKSHIRE LN WILMINGTON, NC 28409 | AFLAC | $161 | — | $161 | 0.82% |
| MIGUEL A IRIZARRY3 Filed as: MIGUEL IRIZARRY | 6611 WINDINGWOOD LN WILMINGTON, NC 28411 | AFLAC | $157 | — | $157 | 0.80% |
| LUCY DIANE BAKER3 Filed as: LUCY BAKER | 78470 HAMPSHIRE AVE PALM DESERT, CA 92211 | AFLAC | $142 | — | $142 | 0.73% |
| SUSAN WRIGHT3 | 153 NW 1ST ST OAK ISLAND, NC 28465 | AFLAC | $136 | — | $136 | 0.70% |
| TROY WEAVER3 | 37 JENN RD BURGAW, NC 28425 | AFLAC | $111 | — | $111 | 0.57% |
| DOUGLAS A ALLEN3 | PO BOX 1750 LITTLE RIVER, SC 29566 | AFLAC | $91 | — | $91 | 0.47% |
| CATHERINE L LEE3 Filed as: CATHERINE LEE | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $74 | — | $74 | 0.38% |
| MATTHEW PINER3 | 13633 WAVERTON LN HUNTERSVILLE, NC 28078 | AFLAC | $71 | — | $71 | 0.36% |
| ROBERT GOBLE3 | 250 34TH AVE NE HICKORY, NC 28601 | AFLAC | $71 | — | $71 | 0.36% |
| CHERYL OLSEN3 | 74 TRESTLE LEAF PITTSBORO, NC 27312 | AFLAC | $39 | — | $39 | 0.20% |
| MARIE THRASHER3 | 1367 SLOCUM TRL ATKINSON, NC 28421 | AFLAC | $39 | — | $39 | 0.20% |
| D AND V BUTLER INC3 Filed as: J BUTLER | 1090 13TH AVE N W HICKORY, NC 28601 | AFLAC | $36 | — | $36 | 0.18% |
| LARRY WESTON JR3 | 321 WINDSOR RD GREENVILLE, NC 27858 | AFLAC | $35 | — | $35 | 0.18% |
| WILLIAM FRANKLIN LEE3 Filed as: WILLIAM LEE | 5801 SEABUOY CIR WILMINGTON, NC 28409 | AFLAC | $31 | — | $31 | 0.16% |
| WILLIAM L BAKER IV3 Filed as: WILLIAM BAKER IV | 1121 WEDGELAND DR RALEIGH, NC 27615 | AFLAC | $22 | — | $22 | 0.11% |
| JEFFREY WHITE3 | 8250 PORTERS CROSSING WAY WILMINGTON, NC 28411 | AFLAC | $17 | — | $17 | 0.09% |
| DAVID MORGAN3 | 240 BEVERLY HILLS CIR APT 532 LYNCHBURG, VA 24502 | AFLAC | $15 | — | $15 | 0.08% |
| GARY GREENE3 | 1609 W ARLINGTON BLVD STE 102 GREENVILLE, NC 27834 | AFLAC | $8 | — | $8 | 0.04% |
| GLENN H CARTER3 Filed as: GLENN CARTER | 7103 ORCHARD TRCE WILMINGTON, NC 28409 | AFLAC | $8 | — | $8 | 0.04% |
| ESTHER BEYER3 | 109 WOODBEND CT APT H HIGH POINT, NC 27266 | AFLAC | $6 | — | $6 | 0.03% |
| THERESA ABERNETHY3 | 2619 CEDAR HEDGE CT APEX, NC 27523 | AFLAC | $6 | — | $6 | 0.03% |
| LISA M MUSTO3 Filed as: LISA MUSTO | 3424 W COMMUNITY DR JUPITER, FL 33458 | AFLAC | $5 | — | $5 | 0.03% |
| JILL DENTON3 | 3500 WESTGATE DR STE 602 DURHAM, NC 27707 | AFLAC | $5 | — | $5 | 0.03% |
| ABBOTT INS SERVICES LLC3 | 1306 OAKRIDGE BLVD LUMBERTON, NC 28358 | AFLAC | $3 | — | $3 | 0.02% |
| GORDON VANN3 | 2156 WESLEY LN GREENVILLE, NC 27858 | AFLAC | $3 | — | $3 | 0.02% |
| LAUREN E SKINNER3 Filed as: LAUREN SKINNER | 1024 MOCKINGBIRD DR RALEIGH, NC 27615 | AFLAC | $3 | — | $3 | 0.02% |
| JANE W BARNHILL3 Filed as: JANE BARNHILL | 536 DOVEFIELD DR INDIAN TRAIL, NC 28079 | AFLAC | $1 | — | $1 | 0.01% |
| LARA K GRANDE3 Filed as: LARA GRANDE | 117 MORNING MIST LN FRANKLIN, TN 37064 | AFLAC | $1 | — | $1 | 0.01% |
| DONNA STRICKLAND3 | 345 RUBRUM DR HILLSBORO, NC 27278 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 134 | $1.0M |
| Dental | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 134 | $1.0M |
| Vision | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 134 | $1.0M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 148 | $31K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 134 | $1.0M |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 27 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 148 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.