See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT ADMINISTRATIVE SYSTEMS, LLC EIN 36-4197088 CLAIMS ADMINISTRATION | Claims processing; Contract Administrator Service code 12 | — | $203K |
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 CLAIMS ADMINISTRATION | Participant communication; Claims processing; Non-monetary compensation; Named fiduciary; Contract Administrator; Float revenue; Other services; Direct payment from the plan Service code 12 | — | $19K |
| TELADOC HEALTH INC. CLAIMS ADMINISTRATION | Contract Administrator Service code 13 | PO BOX 123417 DALLAS, TX 753123417 | $10K |
| RXBENEFITS, INC EIN 63-1157085 CLAIMS ADMINISTRATION | Contract Administrator Service code 13 | 3700 COLONNADE PKWY, STE 600 BIRMINGHAM, AL 35243 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 559 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 563 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 437 | $44K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 669 | $113K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 168 | $138K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 559 | $40K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 559 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 669 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.