| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN ALLISON4 | 5710 HIGH POINT RD, STE K GREENSBORO, NC 27407 | AFLAC | $11K | $378 | $11K | 10.13% |
| CHUCK MARTIN & ASSOC INC4 Filed as: CHUCK MARTIN & ASSOC, INC. | 1400 BATTLEGROUND AVE, SUITE 158A GREENSBORO, NC 27408 | AFLAC | $2K | $37 | $2K | 1.64% |
| JOHN ARIANSEN4 | P. O. BOX 18214 GREENSBORO, NC 27419 | AFLAC | $2K | $4 | $2K | 1.55% |
| DAVID M. BLAIR4 | 1589 SKEET CLUB RD.,STE 102 BOX 339 HIGH POINT, NC 27265 | AFLAC | $1K | — | $1K | 1.23% |
| CHARLES MARTIN4 | 2008 SMOKERIDGE LN GREENSBORO, NC 27407 | AFLAC | $1K | $40 | $1K | 1.05% |
| C HARVEY KING4 | PO BOX 1370 MT PLEASANT, SC 29465 | AFLAC | $382 | — | $382 | 0.35% |
| JOHN ARIANSEN4 | P.O. BOX 18214 GREENSBORO, NC 27419 | AFLAC | $309 | $71 | $380 | 0.35% |
| JAMES R HILL JR4 Filed as: JAMES HILL JR | 7021 MARSEILLES CT SUMMERFIELD, NC 27358 | AFLAC | $180 | $71 | $251 | 0.23% |
| J MICHAEL BUTLER4 | 1440 OLD LENOIR RD STE A HICKORY, NC 28601 | AFLAC | $185 | — | $185 | 0.17% |
| JOHNNY G. KONTOULAS4 | 4815 WINFORD ROAD GREENSBORO, NC 27407 | AFLAC | $76 | — | $76 | 0.07% |
| KELLY LEBSACK4 | 826 NORTH ELM ST GREENSBORO, NC 27401 | AFLAC | $74 | — | $74 | 0.07% |
| WENDY BLAIR4 | 1589 SKEET CLUB RD.,STE 102 BOX 339 HIGH POINT, NC 27265 | AFLAC | $61 | — | $61 | 0.06% |
| CONNIE B THIGPEN4 | 1254 CEDAR FORK RD BEULAVILLE, NC 28518 | AFLAC | $43 | $15 | $58 | 0.05% |
| JASON BURCHAM4 | 6 EASTCOTE PT GREENSBORO, NC 27410 | AFLAC | $32 | — | $32 | 0.03% |
| ELIZABETH C MATLOCK4 | PO BOX 3654 WILMINGTON, NC 28406 | AFLAC | $23 | — | $23 | 0.02% |
| J MICHAEL BUTLER4 | 1440 OLD LENOIR RD STE A HICKORY, NC 28601 | AFLAC | $18 | $4 | $22 | 0.02% |
| JERRY OLIVER CREECH4 | 233 MIDDLE ST STE 107 A NEW BERN, NC 28560 | AFLAC | $15 | $3 | $18 | 0.02% |
| MRS JACKSON BOYUM4 Filed as: MRS JACKSON C BOYUM | 2040 SKYLAR LEIGH DR BUFORD, GA 30518 | AFLAC | $17 | — | $17 | 0.02% |
| JAN E MATLOCK4 | 4159 LAKE AVE WILMINGTON, NC 28403 | AFLAC | $16 | — | $16 | 0.01% |
| MATTHEW G BERGER4 Filed as: MATTHEW W PINER | 1444 S 17TH ST WILMINGTON, NC 28401 | AFLAC | $8 | $3 | $11 | 0.01% |
| LUCY DIANE BAKER4 | 10402 QUIET BAY CT CHARLOTTE, NC 28278 | AFLAC | $9 | — | $9 | 0.01% |
| LARRY A WESTON JR4 | 321 WINDSOR RD GREENVILLE, NC 27858 | AFLAC | $6 | $3 | $9 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AFLAC | 114 | $108K |
| Short-term disability | AFLAC | 114 | $108K |
| Other | AFLAC | 114 | $108K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.