| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN MCDONNELL3 | 2443 LYNN ROAD, SUITE 208 RALEIGH, NC 27612 | BLUE CROSS & BLUE SHIELD OF NC | $37K | — | $37K | 3.39% |
| MARSH & MCLENNAN AGENCY LLC3 | — | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $16K | $7K | $23K | 10.16% |
| ROANOKE BENEFIT SERVICES INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $16 | $2K | 7.17% |
| HP PLANNING LLC3 Filed as: THE PLANNING GROUP INC | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $363 | — | $363 | 1.11% |
| ROBERT P MCFARLAND3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $269 | — | $269 | 0.82% |
| ROBERT TAYLOR GROUP INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $124 | $23 | $147 | 0.45% |
| PIERCE GROUP BENEFITS LLC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $59 | $14 | $73 | 0.22% |
| GLENN ZIMMERMAN INC4 Filed as: GLENN PIERCE | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $65 | $3 | $68 | 0.21% |
| INSYNC BENEFITS INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | — | $47 | 0.14% |
| UN HUI SMITH3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.06% |
| MARSH & MCLENNAN AGENCY LLC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.06% |
| GAIL STEWART GOLD3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.06% |
| LEON MARTIN3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.04% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: CHARLES W MARSH | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| CURTIS LARSON3 Filed as: CURTIS D EPP | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| EPPIC INSURANCE SERVICE LLC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ROANOKE BENEFIT SERVICES INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $2 | $1K | 5.06% |
| HP PLANNING LLC3 Filed as: THE PLANNING GROUP INC | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $186 | — | $186 | 0.88% |
| ROBERT P MCFARLAND3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $146 | — | $146 | 0.69% |
| MARSH & MCLENNAN AGENCY LLC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $78 | — | $78 | 0.37% |
| ROBERT TAYLOR GROUP INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $57 | $3 | $60 | 0.28% |
| INSYNC BENEFITS INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | — | $40 | 0.19% |
| PIERCE GROUP BENEFITS LLC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | $3 | $34 | 0.16% |
| GLENN ZIMMERMAN INC3 Filed as: GLENN PIERCE | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | — | $26 | 0.12% |
| GAIL STEWART GOLD3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.05% |
| UN HUI SMITH3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.05% |
| CURTIS LARSON3 Filed as: CURTIS D EPP | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.03% |
| EPPIC INSURANCE SERVICE LLC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| LAUREN ASHLEY PERRI3 Filed as: LAUREN H MILLEN | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $809 | — | $809 | 7.63% |
| RONALD E KIRKLAND3 Filed as: RONALD D BEDDINGFIELD | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $194 | — | $194 | 1.83% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $78 | — | $78 | 0.74% |
| LARRY A WESTON JR3 Filed as: LARRY A WESTON, JR. | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.37% |
| MASON C LEE3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.11% |
| TRACI R BATTEN3 Filed as: TRACI R PETERS | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.08% |
| GORDON K VANN3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.08% |
| LAUREN E SKINNER3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.07% |
| SEAN R HILDRETH3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| HP PLANNING LLC3 Filed as: THE PLANNING GROUP INC | PO BOX 8334 WILSON, NC 27893 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $104 | — | $104 | 2.01% |
| ROBERT P MCFARLAND3 | 111 NORTH PINE ISLAND DR PLANTATION, FL 33324 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | — | $74 | 1.43% |
| LEON MARTIN3 | 1520 MARTIN STREET WINSTON SALEM, NC 27103 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | — | $33 | 0.64% |
| UN HUI SMITH3 | PO BOX 1722 DAVIDSON, NC 28036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.37% |
| INSYNC BENEFITS INC3 | PO BOX 1474 CORNELIUS, NC 28031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.31% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: CHARLES W MARSH | 6155 CHAMBERLAIN PL WINSTON SALEM, NC 27103 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.25% |
| GAIL STEWART GOLD3 | 11919 SUNFLOWER LANE RICHMOND, VA 23236 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.23% |
| ROANOKE BENEFIT SERVICES INC3 | 505 W BLVD WILLIAMSTON, NC 27892 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.14% |
| ROBERT TAYLOR GROUP INC3 | PO BOX 2018 LELAND, NC 28451 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.04% |
| ROBERT E PAGANI3 | 10840 SUNSET HILLS DRIVE RICHMOND, VA 23236 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| LAURA H MILLEN3 | 7812 ROCK CRESS DRIVE MOSELEY, VA 23120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| PIERCE GROUP BENEFITS LLC3 | 4928 LINKSLAND DRIVE HOLLY SPRINGS, NC 27540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| GLENN ZIMMERMAN INC3 Filed as: GLENN PIERCE | 4928 LINKSLAND DR HOLLY SPRINGS, NC 27540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| ROANOKE BENEFIT SERVICES INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $151 | — | $151 | 7.32% |
| MARSH & MCLENNAN AGENCY LLC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | — | $40 | 1.94% |
| ROBERT P MCFARLAND3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.44% |
| ROBERT TAYLOR GROUP INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.39% |
| INSYNC BENEFITS INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.29% |
| HP PLANNING LLC3 Filed as: THE PLANNING GROUP INC | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.24% |
| PIERCE GROUP BENEFITS LLC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.19% |
| GLENN ZIMMERMAN INC3 Filed as: GLENN PIERCE | 4928 LINKSLAND DR HOLLY SPRINGS, NC 27540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.19% |
| CURTIS LARSON3 Filed as: CURTIS D EPP | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.15% |
| EPPIC INSURANCE SERVICE LLC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS & BLUE SHIELD OF NC | 171 | $1.1M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 164 | $227K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 164 | $227K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 164 | $227K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 164 | $227K |
| Prescription drug | BLUE CROSS & BLUE SHIELD OF NC | 171 | $1.1M |
| Other(6 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 164 | $298K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.