| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE BENEFITS INC3 | P.O. BOX 17975 GREENVILLE, SC 29606 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $92K | — | $92K | 2.73% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE, INC | 80 INTERNATIONAL DR SUITE 425 GREENVILLE, NC 29615 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $8K | — | $8K | 0.24% |
| JERRY T ANDREWS3 Filed as: JERRY ANDREWS | 902 WILLIAMS RD NEW BERN, NC 28562 | AFLAC INCORPORATED | $68K | $4K | $71K | 3.09% |
| MARTIN D ADAMS3 | P.O. BOX 1927 CLINTON, NC 28329 | AFLAC INCORPORATED | $65K | $5K | $70K | 3.03% |
| PATRICIA GAREY3 | 11285 HARRELLS HWY HARRELLS, NC 28444 | AFLAC INCORPORATED | $58K | $5K | $62K | 2.69% |
| MAURICE WATSON3 | 408 WALKING STICK TRAIL CLINTON, NC 28328 | AFLAC INCORPORATED | $34K | $3K | $37K | 1.58% |
| SHEILA O'QUINN3 | 119 TIMBERLAKE DRIVE CLINTON, NC 28328 | AFLAC INCORPORATED | $29K | $2K | $31K | 1.32% |
| JUSTIN O'QUINN3 | 8453 CENTRAL DRIVE RALEIGH, NC 27613 | AFLAC INCORPORATED | $28K | $2K | $30K | 1.28% |
| JOAN MOORE3 | PO BOX 25 HARRELLS, NC 28444 | AFLAC INCORPORATED | $26K | $1K | $27K | 1.17% |
| WYONITA J ADAMS3 | 10440 HARRELLS HWY HARRELLS, NC 28444 | AFLAC INCORPORATED | $25K | $2K | $26K | 1.15% |
| WENDY HALL3 | 3058 FAISON HIGHWAY CLINTON, NC 28328 | AFLAC INCORPORATED | $17K | $822 | $18K | 0.77% |
| LARRY A WESTON JR3 Filed as: LARRY A WESTON, JR. | 321 WINDSOR RD GREENVILLE, NC 27858 | AFLAC INCORPORATED | $11K | $3K | $14K | 0.60% |
| MICHAEL BROCK3 | 188 JIM SAULS RD WARSAW, NC 28398 | AFLAC INCORPORATED | $13K | $969 | $14K | 0.60% |
| PAULETTE WATSON3 | 408 WALKING STRICK TR CLINTON, NC 28328 | AFLAC INCORPORATED | $12K | $895 | $13K | 0.57% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: ROBERT A BROWN | 202 NEWPORT DR JACKSONVILLE, NC 28540 | AFLAC INCORPORATED | $11K | $509 | $11K | 0.48% |
| GREG SULLIVAN3 | 210 SUTTONS RUN GOLDSBORO, NC 27534 | AFLAC INCORPORATED | $10K | $708 | $11K | 0.47% |
| JOE WADDELL3 | 305 NC 581 HWY S GOLDSBORO, NC 27530 | AFLAC INCORPORATED | $9K | $0 | $9K | 0.39% |
| ASHLEY SINGLEY3 Filed as: ASHLEY P SINGLEY | 7649 DUNN RD ROSEBORO, NC 28382 | AFLAC INCORPORATED | $8K | $533 | $8K | 0.36% |
| HEIDI DIFILLIPPO3 | 560H PARKERTOWN RD FOUR OAKS, NC 27524 | AFLAC INCORPORATED | $7K | $243 | $7K | 0.31% |
| CHRISTIE COATS3 | 320 NEW RD BURGAW, NC 28425 | AFLAC INCORPORATED | $6K | $486 | $7K | 0.30% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES BROWN | 355 SCOTT FARM DR POWDER SPRINGS, GA 30127 | AFLAC INCORPORATED | $5K | $266 | $6K | 0.24% |
| NANCY HUG3 | PB BOX 13125 NEW BERN, NC 28561 | AFLAC INCORPORATED | $4K | $14 | $4K | 0.17% |
| JERRY OLIVER CREECH3 Filed as: JERRY CREECH | 233 MIDDLE ST, STE 107A NEW BERN, NC 28560 | AFLAC INCORPORATED | $3K | $387 | $4K | 0.16% |
| HANNAH BROCK3 | 188 JIM SAULS RD WARSAW, NC 28398 | AFLAC INCORPORATED | $3K | $67 | $3K | 0.14% |
| MELODY HARTMAN3 | 804 WARREN RD ERWIN, NC 28339 | AFLAC INCORPORATED | $3K | $63 | $3K | 0.13% |
| LARRY D GROVES3 Filed as: LARRY GROVES | 309 COLERIDGE DRIVE DUNN, NC 28334 | AFLAC INCORPORATED | $2K | $0 | $2K | 0.11% |
| CATHERINE L LEE3 Filed as: CATHERINE LEE | 1444 SOUTH 17TH ST WILMINGTON, NC 28401 | AFLAC INCORPORATED | $2K | $0 | $2K | 0.10% |
| GARY GREENE3 | 204 E ARLINGTON BLVD STE 102 GREENVILLE, NC 27858 | AFLAC INCORPORATED | $2K | $337 | $2K | 0.10% |
| GARHAM MOZINGO3 | 418 TWIN CREEKS DR GOLDSBORO, NC 27530 | AFLAC INCORPORATED | $2K | $15 | $2K | 0.08% |
| CAMERON ADAMS3 | 335 SPRUNT RD CLINTON, NC 28328 | AFLAC INCORPORATED | $2K | $116 | $2K | 0.08% |
| JUANITA MCCLENNY3 | PO BOX 605 WARSAW, NC 28398 | AFLAC INCORPORATED | $2K | $0 | $2K | 0.08% |
| TRACEY DUTTON3 | 301 FORK LAKE DR CLINTON, NC 28328 | AFLAC INCORPORATED | $2K | $59 | $2K | 0.08% |
| MATTHEW PINER3 | 1444 S 17TH ST WILMINGTON, NC 28401 | AFLAC INCORPORATED | $2K | $244 | $2K | 0.08% |
| THOMAS E HATCHER JR3 Filed as: THOMAS HATCHER JR | 717 GREEN VALLEY RD, STE 200 GREENSBORO, NC 27408 | AFLAC INCORPORATED | $2K | $0 | $2K | 0.07% |
| MELISSA ARMATIS3 Filed as: MELISSA RHODES | 1315 S GLENBURNIE RD STE D17 NEW BERN, NC 28562 | AFLAC INCORPORATED | $1K | $0 | $1K | 0.06% |
| DEREK JOHNATHAN MOORE3 | 70 BOYKIN DRIVE CLINTON, NC 28328 | AFLAC INCORPORATED | $1K | $0 | $1K | 0.05% |
| VERONICA HEDGES3 | 2536 CYPRESS OAK LANE GASTONIA, NC 28056 | AFLAC INCORPORATED | $1K | $0 | $1K | 0.05% |
| J MICHAEL BUTLER3 Filed as: MICHAEL BUTLER | 1440 OLD LENOIR RD, SUITE A HICKORY, NC 28601 | AFLAC INCORPORATED | $1K | $2 | $1K | 0.05% |
| DAVID MORGAN3 | 906 MERCHANT LEE PL MANAKIN SABOT, VA 23103 | AFLAC INCORPORATED | $1K | $0 | $1K | 0.05% |
| CRYSTAL GENTRY3 | 116 OLD FORTE TRL SPRING LAKE, NC 28390 | AFLAC INCORPORATED | $1K | $16 | $1K | 0.05% |
| REGINA BRYAN3 Filed as: REGINA M VANGORDER | 464 PEARSON RD CLINTON, NC 28328 | AFLAC INCORPORATED | $831 | $0 | $831 | 0.04% |
| THOMAS TAYLOR3 | 9360 NC HIGHWAY 55W DOVER, NC 28526 | AFLAC INCORPORATED | $768 | $0 | $768 | 0.03% |
| STEPHEN STOX3 | 702 CROMWELL DR, STE F GREENVILLE, NC 27858 | AFLAC INCORPORATED | $701 | $0 | $701 | 0.03% |
| DIANA ZAMUDIO-ARTEAGA3 | PO BOX 56 WARSAW, NC 28398 | AFLAC INCORPORATED | $596 | $102 | $698 | 0.03% |
| ROBERT JORDAN JR3 Filed as: ROBERT JORDAN, JR | PO BOX 113 VAN, WV 25206 | AFLAC INCORPORATED | $697 | $0 | $697 | 0.03% |
| GEORGE JOSEPH3 | PO BOX 82 GOLDSBORO, NC 27533 | AFLAC INCORPORATED | $686 | $0 | $686 | 0.03% |
| ROBERT GOBLE3 | 6008 NC HWY 16S TAYLORSVILLE, NC 28681 | AFLAC INCORPORATED | $668 | $0 | $668 | 0.03% |
| MICHAEL B HAYES3 Filed as: MICHAEL HAYES | 1219 PINE VALLEY DRIVE NEW BERN, NC 28562 | AFLAC INCORPORATED | $550 | $0 | $550 | 0.02% |
| ANGELIA HERRING3 | 3585 S NC HIGHWAY 11 WALLACE, NC 28466 | AFLAC INCORPORATED | $489 | $0 | $489 | 0.02% |
| KELLY LEBSACK3 | 826 NORTH ELM ST GREENSBORO, NC 27401 | AFLAC INCORPORATED | $481 | $0 | $481 | 0.02% |
| SANDRA ADAMS3 | PO BOX 1927 CLINTON, NC 28329 | AFLAC INCORPORATED | $414 | $24 | $438 | 0.02% |
| CHRISTINE WANDALL3 | 139 DARRYL DRIVE FOUR OAKS, NC 27524 | AFLAC INCORPORATED | $359 | $72 | $431 | 0.02% |
| RICK FOWLER3 | 413 BUTLER DR CLINTON, NC 28328 | AFLAC INCORPORATED | $428 | $0 | $428 | 0.02% |
| LISA CHAVIS3 | 58 DARK WATER LN PEMBROKE, NC 28372 | AFLAC INCORPORATED | $394 | $0 | $394 | 0.02% |
| MICHAEL SKIPPER3 | PO BOX 1553 ELIZABETHTOWN, NC 28337 | AFLAC INCORPORATED | $231 | $144 | $375 | 0.02% |
| STEVEN E HAYES3 | P.O. BOX 1043 SALEMBURG, NC 28385 | AFLAC INCORPORATED | $374 | $0 | $374 | 0.02% |
| NORWOOD RANDY JONES3 | P.O. BOX 802 PRINCETON, NC 27569 | AFLAC INCORPORATED | $361 | $0 | $361 | 0.02% |
| DIANNE BRADLEY3 | 1739 MEADOW BARK CV CORDOVA, TN 38016 | AFLAC INCORPORATED | $330 | $0 | $330 | 0.01% |
| EILEEN M JACKSON3 | 241 PICKLE SHED LN CLINTON, NC 28328 | AFLAC INCORPORATED | $285 | $0 | $285 | 0.01% |
| MICHAEL HOLDER3 | 503 FAIRFAX STREET CLINTON, NC 28328 | AFLAC INCORPORATED | $258 | $0 | $258 | 0.01% |
| CATHRYN YOUNG3 | 2805 WESTON CT WILMINGTON, NC 28409 | AFLAC INCORPORATED | $242 | $0 | $242 | 0.01% |
| RODNEY HOWARD3 | P.O. BOX 421 PINK HILL, NC 28572 | AFLAC INCORPORATED | $194 | $0 | $194 | 0.01% |
| JAMES GREG HOGUE3 Filed as: JAMES HOGUE | PO BOX 2301 MONROE, LA 71207 | AFLAC INCORPORATED | $167 | $0 | $167 | 0.01% |
| ROBERT P MCFARLAND3 Filed as: ROBERT BARNES | 1424 SCALES ST APT A RALEIGH, SC 27608 | AFLAC INCORPORATED | $160 | $0 | $160 | 0.01% |
| LUCY DIANE BAKER3 | 10402 QUIET BAY CT CHARLOTTE, NC 28278 | AFLAC INCORPORATED | $142 | $0 | $142 | 0.01% |
| DEBRA HARRISON3 | PO BOX 399 ORIENTAL, NC 28571 | AFLAC INCORPORATED | $132 | $0 | $132 | 0.01% |
| BRENDHAN BRAY3 | PO BOX 234, APT 301 DUBLIN, NC 28332 | AFLAC INCORPORATED | $96 | $0 | $96 | 0.00% |
| JAN ANDREWS3 | 902 WILLIAMS ROAD NEW BERN, NC 28562 | AFLAC INCORPORATED | $72 | $0 | $72 | 0.00% |
| DIANNE HALL3 | 5825 FINISH LINE DRIVE HOPE MILLS, NC 28348 | AFLAC INCORPORATED | $69 | $1 | $70 | 0.00% |
| LINDA L HUFFMAN3 Filed as: LINDA HUFFMAN | 1507 WHITE OAK RIVER ROAD MAYSVILLE, NC 28555 | AFLAC INCORPORATED | $61 | $0 | $61 | 0.00% |
| JAMES MCDANIEL3 | 7801 NW 375TH ST PTY 50671 DORAL, FL 33195 | AFLAC INCORPORATED | $61 | $0 | $61 | 0.00% |
| JOHN C POLLOCK3 Filed as: JOHN POLLOCK | 600 UNIVERSITY OFFICE PARK DR STE 12 PENSACOLA, FL 32504 | AFLAC INCORPORATED | $59 | $0 | $59 | 0.00% |
| HELEN LESTAGE3 | 1217 E BOBE STREET PENSACOLA, FL 32503 | AFLAC INCORPORATED | $55 | $0 | $55 | 0.00% |
| DON GAREY3 | 10386 HARRELLS HWY HARRELLS, NC 28444 | AFLAC INCORPORATED | $43 | $0 | $43 | 0.00% |
| SUSAN MCGRATH3 | 303 MOHAWK TRL E JACKSONVILLE, NC 28546 | AFLAC INCORPORATED | $43 | $0 | $43 | 0.00% |
| JOHN W AMOS3 Filed as: JOHN AMOS | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC INCORPORATED | $43 | $0 | $43 | 0.00% |
| PEDRO MASSOL JR3 Filed as: PEDRO MASSOL, JR | 404 DUART ROAD LUMBERTON, NC 28358 | AFLAC INCORPORATED | $41 | $0 | $41 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SEASBURY & SMITH | PO BOX 10414 DES MOINES, IA 50306 | AFLAC INCORPORATED | $36 | $0 | $36 | 0.00% |
| CHARLES ROBBINS3 | 118 SUNSET ROAD EL DORADO, AR 71730 | AFLAC INCORPORATED | $35 | $0 | $35 | 0.00% |
| SHEILA B. BAXTER3 Filed as: SHEILA BAXTER | PO BOX 642 TABOR CITY, NC 28463 | AFLAC INCORPORATED | $32 | $0 | $32 | 0.00% |
| ROBERT M LYMAN3 Filed as: ROBERT LYMAN | 1145 SPARKLING CRYSTAL AVE HENDERSON, NV 89015 | AFLAC INCORPORATED | $31 | $0 | $31 | 0.00% |
| RAYMOND SCOTT3 | PO BOX 907 PARKTON, NC 28371 | AFLAC INCORPORATED | $30 | $0 | $30 | 0.00% |
| MICHAEL BERRY BREWTON3 Filed as: MICHAEL BREWTON | 116 KILLGORE RD STE 3 RUSTON, LA 71270 | AFLAC INCORPORATED | $30 | $0 | $30 | 0.00% |
| JANE W BARNHILL3 Filed as: JANE BARNHILL | 6636 NC HWY 43 S GREENVILLE, NC 27858 | AFLAC INCORPORATED | $28 | $0 | $28 | 0.00% |
| BRIAN ANDREWS3 | 5728 TAMARACK DRIVE PACE, FL 32571 | AFLAC INCORPORATED | $27 | $0 | $27 | 0.00% |
| DEVI KOONCE SR3 Filed as: DEVI KOONCE, SR | 9240 OLD US HWY 70 COVE CITY, NC 28523 | AFLAC INCORPORATED | $27 | $0 | $27 | 0.00% |
| RACHEL E HUSE3 Filed as: RACHEL HUSE | 3919 WATFORD WAY FAYETTEVILLE, NC 28306 | AFLAC INCORPORATED | $24 | $0 | $24 | 0.00% |
| JOHN ROUSE3 | 418 SW CENTER ST FAISON, NC 28341 | AFLAC INCORPORATED | $18 | $0 | $18 | 0.00% |
| ROBERT M GLASS CORP3 Filed as: ROBERT GLASS | 524 NEVADA 48 S PRESCOTT, AR 71857 | AFLAC INCORPORATED | $18 | $0 | $18 | 0.00% |
| TROY WEAVER3 | 213 FOREST HILLS DR WILMINGTON, NC 28403 | AFLAC INCORPORATED | $17 | $0 | $17 | 0.00% |
| RONALD F NEEDLES3 Filed as: RONALD NEEDLES | 3272 PLATMOOR DR MYRTLE BEACH, SC 29588 | AFLAC INCORPORATED | $16 | $0 | $16 | 0.00% |
| DAVID EARP3 | 3508 BOREN COURT RALEIGH, NC 27616 | AFLAC INCORPORATED | $15 | $0 | $15 | 0.00% |
| TED DALE3 | 222 SLOAN ST WALLACE, NC 28466 | AFLAC INCORPORATED | $13 | $0 | $13 | 0.00% |
| KIMBERLY MYERS3 | 6847 WELLSLEY CT CLEMMONS, NC 27012 | AFLAC INCORPORATED | $1 | $12 | $13 | 0.00% |
| CRUSER MARKETING INC3 Filed as: CRUSER MARKETING, INC. | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC INCORPORATED | $12 | $0 | $12 | 0.00% |
| J KYLE LAWRENCE3 | 1112 HARP STREET RALEIGH, NC 27604 | AFLAC INCORPORATED | $10 | $0 | $10 | 0.00% |
| CAROLYN J LEE3 Filed as: CAROLYN LEE | 1412 MAIN ST SUITE 504 TEXARKANA, TX 75501 | AFLAC INCORPORATED | $9 | $0 | $9 | 0.00% |
| FRANK A. BEHUM JR.3 Filed as: FRANK A BEHUM JR | 3753 OLD PHILADELPHIA PIKE BETHLEHEM, PA 18015 | AFLAC INCORPORATED | $1 | $8 | $9 | 0.00% |
| BONNIE TAFT3 | 179 HOLSTEIN LANE TOMS BROOK, VA 22660 | AFLAC INCORPORATED | $8 | $0 | $8 | 0.00% |
| JEFF HEDGES3 | 2536 CYPRESS OAK LANE GASTONIA, NC 28056 | AFLAC INCORPORATED | $7 | $0 | $7 | 0.00% |
| JAMES R HILL JR3 Filed as: JAMES HILL, JR | 7021 MARSEILLES CT SUMMERFIELD, NC 27358 | AFLAC INCORPORATED | $7 | $0 | $7 | 0.00% |
| JEFFREY TAL WEBB3 Filed as: JEFFREY WEBB | 900 PIERREMONT RD STE 114 SHREVEPORT, AR 71106 | AFLAC INCORPORATED | $7 | $0 | $7 | 0.00% |
| JONATHON JONES3 | 206 HENDERSON DR JACKSONVILLE, NC 28540 | AFLAC INCORPORATED | $6 | $0 | $6 | 0.00% |
| ELIZABETH MANGUM3 | 3919 WENTWORTH DR DURHAM, NC 27707 | AFLAC INCORPORATED | $6 | $0 | $6 | 0.00% |
| NOEL BUIE3 | 45 HAPPY TRAILS LN DUNN, NC 28334 | AFLAC INCORPORATED | $6 | $0 | $6 | 0.00% |
| JEFFREY WHITE3 | 8250 PORTERS CROSSING WAY WILMINGTON, NC 28411 | AFLAC INCORPORATED | $5 | $0 | $5 | 0.00% |
| JAMES A THRIFT3 Filed as: JAMES THRIFT | 408 OAK WIND CIR GREER, SC 29651 | AFLAC INCORPORATED | $5 | $0 | $5 | 0.00% |
| LAURETTE ARRANT3 | 7829 KING RD FAYETTEVILLE, NC 28306 | AFLAC INCORPORATED | $3 | $0 | $3 | 0.00% |
| DEE W SLATER3 | 6847 WELLSLEY CT CLEMMONS, NC 27012 | AFLAC INCORPORATED | $1 | $2 | $3 | 0.00% |
| JERIDETH BLANTON3 | 123 PHILLIP MILLS DR TEACHEY, NC 28464 | AFLAC INCORPORATED | $2 | $0 | $2 | 0.00% |
| DURWARD W HANCOCK JR3 Filed as: DURWARD HANCOCK, JR | PO BOX 3634 NORTH MYRTLE BEACH, SC 29582 | AFLAC INCORPORATED | $2 | $0 | $2 | 0.00% |
| WILEY RALPH TYNDALL3 | 3632 HIGHWAY 55 WEST KINSTON, NC 28504 | AFLAC INCORPORATED | $2 | $0 | $2 | 0.00% |
| DENNIS A SZCZESNY3 Filed as: DENNIS SZCZESNY | 165 INVERNESS DR LEXINGTON, SC 29072 | AFLAC INCORPORATED | $2 | $0 | $2 | 0.00% |
| KIM J WILLIAMS3 | 4406 FOREST VALLEY CIR VALDOSTA, GA 31602 | AFLAC INCORPORATED | $0 | $2 | $2 | 0.00% |
| WARREN JACKSON3 | 110 ERIK DRIVE DUDLEY, NC 28333 | AFLAC INCORPORATED | $1 | $0 | $1 | 0.00% |
| JOANN MAY DUVAL-BARTMESS3 | 26016 N 85TH DR PEORIA, AZ 85383 | AFLAC INCORPORATED | $1 | $0 | $1 | 0.00% |
| ELIZABETH CAROL VESELY3 | 600 N 31ST AVE STE C107 PHOENIX, AZ 85051 | AFLAC INCORPORATED | $1 | $0 | $1 | 0.00% |
| CHRISTINE A HAUK3 | 2100 S COTTONWOOD DR TEMPE, AZ 85282 | AFLAC INCORPORATED | $1 | $0 | $1 | 0.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES INC | 80 INTERNATIONAL DR, STE 425 GREENVILLE, NC 29615 | UNION SECURITY INSURANCE COMPANY | $53K | $5K | $58K | 11.02% |
| CORPORATE BENEFIT ADVISORS3 Filed as: CORPORATE BENEFIT ADVISORS INC | 1901 ROXBOROUGH RD, SUITE 315 CHARLOTTE, NC 28211 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $17K | — | $17K | 6.03% |
| CORPORATE BENEFITS INC3 | PO BOX 17975 GREENVILLE, SC 29606 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $5K | — | $5K | 1.67% |
| CORPORATE BENEFIT ADVISORS3 Filed as: CORPORATE BENEFIT ADVISORS INC | 1901 ROXBOROUGH RD, SUITE 315 CHARLOTTE, NC 28211 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $4K | — | $4K | 3.70% |
| CORPORATE BENEFITS INC3 | PO BOX 17975 GREENVILLE, SC 29606 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $1K | — | $1K | 1.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,438 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,444 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 1,042 | $3.4M |
| Dental | UNION SECURITY INSURANCE COMPANY | 2,185 | $525K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,682 | $281K |
| Short-term disability | AFLAC INCORPORATED | 3,386 | $2.3M |
| Long-term disability(2 contracts, 2 carriers) | AFLAC INCORPORATED | 3,386 | $2.4M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 1,042 | $3.4M |
| Other | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,682 | $281K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,682 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.